There's things I like that don't pay money, so I don't try and make a career out of them.

Getting a loan to finance flight school is just dumb, IMHO. If you don't have a rich mommy/daddy or other relative who will grant you a bunch of money for this (they won't know that pilot careers aren't what they were 40 years ago), then get a job pumping gas at the airport to finance lessons.

The simple reality; there are too many pilots. Get a degree in something that will be a good backup if you do decide to fly for a living. Join the military after college and serve your country.

The first step in a flying career is go spend $100-ish and get your FAA first class medical. If you can't pass that, you were never going to be a professional pilot anyway.