Originally Posted by
LeineLodge
The piece of the puzzle that makes this difficult as a junior/reserve/FOrever is that you will likely not break 70 hours of credit very often your first year. You must break 80 hours of CREDIT before you can begin banking any time. It's difficult/nearly impossible to bank any significant amount of time during your first year unless you are one of the fortunate bow-riders that got on at the beginning of a hiring wave and can hold a line.
One of the few ways a reserve can even get paid much beyond 80 is with Greenslips, but they are pay no credit, so again you cannot bank that time.
It's a great idea, but hard to implement unless you're a lineholder.
Btw - I'm a fan of the cap at ALV+15. This is in no way a slam on the cap; just a little reality check for those hoping to pull this off. A better solution would be for us ALL to get a sizeable pay raise (or restoration depending on your perspective.) SWA W2's for all small narrowbodies is a good place to start, and then index up from there. That should be a minimum.
I wouldn't argue with any of that... I was merely pointing out the process. Even if it takes a couple of years to fill it up, when (s)he gets to a certain point, the return can still be pretty good.... If I were advising a newbie on this, I would tell him to put as much as (s)he can whenever he can until that thing is full... but then again, being debt free is pretty boring.... (or so I've heard)