from a Morningstar forum:

e: What is with the Kim Snider Methodology?
03-04-2011, 11:20 PM | Post #3006856

My wife and I went through her course in December 2006 and paid aprox. $5000. We decided that since we were both about to retire we needed extra money to supplement our income.

We decided to let $500,000.00 of our retirement money to be managed by the Kim Snider Method in the early part of 2007. We let Kim Snider and her staff manage the account. Kim and her Husband Jim stressed to us that this method is equal or better than an investment grade bond.

On November 23, 2008 the account value was exactly $131,010.31 using the Kim Snider Method. They also margined $92,169.02 in that account. You be the judge?