Wow
I too am in this area of career swaps, with a family to support. Lucky for me I'm active duty military that will retire with a pension. Unfortunately, I don't come from a well to do (no pun intended) family with a large bank roll.
I read these posts thinking that someone will have the answer with no luck in sight.
The answer is not coming from anyone but us. It's up to us to make the choice; others just provide their side or insight of experience.
Living comfortable is a necessity, living "rich" is "nice-a-tee"! Some need it, some want it...others can do without it.
What makes you happy is living the dream in my book.
AIM HIGH!
Lew