New Hire Benefits Enrollment
10-26-2018 | 02:35 PM
#1
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New Hire Benefits Enrollment
I've been reviewing the benefits guide prior to my indoc class.
Does anyone have advice, do's and/or don'ts? I have access to Tricare Reserve Select/Tricare Dental, which is probably what I'll use over the BCBS.
Does anyone have advice, do's and/or don'ts? I have access to Tricare Reserve Select/Tricare Dental, which is probably what I'll use over the BCBS.
10-26-2018 | 07:00 PM
#2
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From: A320 CA
Definitely TRS medical. I do use AA for vision and dental though, I think they’re marginally better, though I haven’t really compared them in a while.
10-27-2018 | 06:42 AM
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I do the same as PRS except the vision. TRS allows one free eye exam per year (or two?) and no one in our family needs glasses so I stick with TRS for medical/vision and AA dental. AA dental is about a third of the premiums with similar coverages.
05-28-2019 | 12:57 PM
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Anybody do the “voluntary term life insurance” on top of the 70k they give us? Seems like a good price, but wonder what I’m missing. Covers military flying as well it sounded like according to the benefits service center person.
05-28-2019 | 01:06 PM
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05-28-2019 | 01:33 PM
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05-28-2019 | 04:23 PM
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From: A320 CA
Your post made me check. Yes I have it, it’s $200k for $24 a month. That’s expensive compared to my other policies. I just got a quote for about $76 a month IIRC, on $1m for 15 years. My existing policies are cheaper than that. I’m 45...if you are military look into AAFMA, they offer up to $850k and don’t ding you for military flying.
05-29-2019 | 05:41 AM
#9
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The extra life insurance option during open enrollment periods only makes sense if you have something bad in your health history.
My AIG Direct term life policy is way cheaper/better than that ($750k for $15/mo 10yr) but a nurse had to come to my house for a quick physical and my medical history is fine.
My AIG Direct term life policy is way cheaper/better than that ($750k for $15/mo 10yr) but a nurse had to come to my house for a quick physical and my medical history is fine.
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