New Hire Benefits Enrollment
#1
Gets Weekends Off
Thread Starter
Joined APC: Oct 2005
Posts: 900
New Hire Benefits Enrollment
I've been reviewing the benefits guide prior to my indoc class.
Does anyone have advice, do's and/or don'ts? I have access to Tricare Reserve Select/Tricare Dental, which is probably what I'll use over the BCBS.
Does anyone have advice, do's and/or don'ts? I have access to Tricare Reserve Select/Tricare Dental, which is probably what I'll use over the BCBS.
#2
Definitely TRS medical. I do use AA for vision and dental though, I think they’re marginally better, though I haven’t really compared them in a while.
#3
I do the same as PRS except the vision. TRS allows one free eye exam per year (or two?) and no one in our family needs glasses so I stick with TRS for medical/vision and AA dental. AA dental is about a third of the premiums with similar coverages.
#5
Line Holder
Joined APC: Nov 2016
Posts: 66
Anybody do the “voluntary term life insurance” on top of the 70k they give us? Seems like a good price, but wonder what I’m missing. Covers military flying as well it sounded like according to the benefits service center person.
#7
Line Holder
Joined APC: Nov 2016
Posts: 66
#8
Your post made me check. Yes I have it, it’s $200k for $24 a month. That’s expensive compared to my other policies. I just got a quote for about $76 a month IIRC, on $1m for 15 years. My existing policies are cheaper than that. I’m 45...if you are military look into AAFMA, they offer up to $850k and don’t ding you for military flying.
#9
The extra life insurance option during open enrollment periods only makes sense if you have something bad in your health history.
My AIG Direct term life policy is way cheaper/better than that ($750k for $15/mo 10yr) but a nurse had to come to my house for a quick physical and my medical history is fine.
My AIG Direct term life policy is way cheaper/better than that ($750k for $15/mo 10yr) but a nurse had to come to my house for a quick physical and my medical history is fine.
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