FDX- Anthem data hacking
#1
FDX- Anthem data hacking
After reading that Anthem is going to send us information in a few weeks and provide "credit monitoring" for those effected, I felt pretty uneasy. I looked into proactive steps we could take to protect against criminals who may have the info. I see 2 main threats, credit identity theft and filing a false tax return using your social. Either one will be a massive headache. File your taxes as soon as possible to mitigate that risk. For the credit fraud there are 2 different actions you can take with the 3 major credit reporting companies: 1. Fraud Alert- its free and requires "extra" proof of identity. When someone runs your credit history it shows up. I don't know if it provides any legal weight but it can't hurt. 2: Credit Freeze- for 5-10 dollars per person/site, no new credit will be made unless you unfreeze it.
#2
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Joined APC: Aug 2006
Position: 1559
Posts: 1,533
Here is a link to the Equifax 90 day, free fraud alert. I've been doing this for years and it works very well. When you submit the form, they will notify TransUnion and Experian for you. Very easy, but you do have to remember to resubmit this every 90 days. If you do try to open credit, e.g., finance a car, the finance company will give you a phone call to confirm and ask a couple of questions that come from your credit report. Those questions tend to be about who you have existing loans with and what the monthly payments are.
I noticed that on all three credit bureau web sites, they have buried the free information and are trying to sell services now. If you do the 90 day fraud alert, it should get you through until the Anthem package arrives.
https://www.alerts.equifax.com/AutoF...fraudAlert.jsp
I noticed that on all three credit bureau web sites, they have buried the free information and are trying to sell services now. If you do the 90 day fraud alert, it should get you through until the Anthem package arrives.
https://www.alerts.equifax.com/AutoF...fraudAlert.jsp
#6
You can also visit http://www.annualcreditreport.com for a free report from the three reporting agencies. You can get 3 reports a yr. if you select one agency at a time every three months.
#9
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