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PSA: Delta insurance doesn't cover skin exams

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PSA: Delta insurance doesn't cover skin exams

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Old 01-07-2020 | 04:38 AM
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Default PSA: Delta insurance doesn't cover skin exams

Late last year, Delta claimed in 2020 our insurance would cover annual skin exams. Sooo, I just left the dermatologist and was billed $110. They said it's considered diagnostic and not preventive.....

Our insurance only covers preventive.
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Old 01-07-2020 | 05:17 AM
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I plan on going this month, so I am looking into this. I also thought it was 100% covered and that's what it stated in open enrollment. I am contacting UHC. Are you sure they just didn't code it wrong?
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Old 01-07-2020 | 05:18 AM
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To be clear, I am going in for a preventative skin check, did you do something different?
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Old 01-07-2020 | 05:32 AM
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I just checked with UHC, it is 100% covered if it is a preventative check. You may have just had it coded wrong.
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Old 01-07-2020 | 05:36 AM
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When I called to make an appointment...I clearly stated a preventative skin exam. The office said that all dermatologists will code these preventive exams as diagnostic which is NOT covered 100%.

This was in Newnan, GA and they said they do a lot of pilots, so I'd imagine many others will experience the same issue.

FYI...Skin Cancer Specialists ....Newnan
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Old 01-07-2020 | 06:08 AM
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Update....the problem lies with that particular office. I'll have to take it up with them.
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Old 01-07-2020 | 07:28 AM
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Originally Posted by 4BlueBars
When I called to make an appointment...I clearly stated a preventative skin exam. The office said that all dermatologists will code these preventive exams as diagnostic which is NOT covered 100%.

This was in Newnan, GA and they said they do a lot of pilots, so I'd imagine many others will experience the same issue.

FYI...Skin Cancer Specialists ....Newnan
Time to find a new doc or tell them to code it preventative or you won’t go there. Then tell them to call their US rep and senator to demand a change to the way healthcare in this country works.
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Old 01-07-2020 | 12:14 PM
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Just did my annual one today, was covered.
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Old 01-07-2020 | 01:49 PM
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I've been to the "Mark and Gouge" to the tune of $80-$100,000, no complaints.
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Old 01-07-2020 | 01:57 PM
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I get one every year and its covered..
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