PS out
01-14-2020, 12:17 PM
#22
Gets Weekends Off
Joined APC: Apr 2018
Posts: 2,995
Originally Posted by full of luv
You will have the option soon(via deltanet/fidelity) to dump some of your 16.6% into your 401K as well or take it all through the tax churn now....
01-14-2020, 01:36 PM
#23
Banned
Joined APC: Dec 2009
Position: Narrow/Left Wide/Right
Posts: 3,655
Originally Posted by m3113n1a1
While this is true, pensionable means that Delta pays DC on our profit sharing. So if 16.6% of your salary is 30k, Delta puts an ADDITIONAL 4.8k into your 401k via the DC plan.
01-14-2020, 01:57 PM
#24
veut gagner à la loterie
Joined APC: Apr 2008
Position: Light Chop
Posts: 23,286
Originally Posted by full of luv
Yes I totally agree.....was just pointing out that you will have the option to "prefund" your 401K deposits by placing as much of the 16.6% into the 401K that aren't allocated to other more pressing needs, like a new Miata sports car for example.
01-14-2020, 02:14 PM
#25
Line Holder
Joined APC: Nov 2018
Posts: 62
Originally Posted by full of luv
Yes I totally agree.....was just pointing out that you will have the option to "prefund" your 401K deposits by placing as much of the 16.6% into the 401K that aren't allocated to other more pressing needs, like a new Miata sports car for example.
01-14-2020, 02:28 PM
#27
Gets Weekends Off
Joined APC: Nov 2013
Position: A320 Left seat
Posts: 2,580
Originally Posted by illini90
Never mind...figured it out. Once you get the catch-up percentage below $6,500, you can then change the other one.
This is the first year I’m eligible for catch up contributions. Do you only elect catch up contributions if you’re already maxing the employee contributions for the year with the profit sharing contribution? In other words, if I don’t max it out now, later in the year when I hit the 415(c) limit, will fidelity automatically continue taking my contribution until I max the catch up limit or do I specifically have to designate that money as a catch up contribution down the road? Does that question make sense?
01-14-2020, 02:29 PM
#28
seeing the large hubs...
Joined APC: Oct 2006
Position: 73N A
Posts: 3,707
Originally Posted by Cogf16
Where do I find the breakdown for my 15 Jan paycheck? It seems light. Is it the PAS found on Icrew or self service? It shows Nov 19 as the latest posted. thanks
