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Originally Posted by higney85
(Post 3726581)
glad to see others have the same thought process. By 55 I plan to be done needing term with my kids out of the house and college paid for and enough assets for my wife to be able to live the same lifestyle in perpetuity. For some, not the case. Had an illustration run for curioutisty, and running the math some taxes could be avoided, but capital gains in a brokerage, without a 2.5% load... I'll just say "ehh". I've made my decision at this point and will save on taxes either way.
The thing the GVUL gives ME is the reduction in imputed income. Period. I'll probably never use it as an investment vehicle, but the fact that the premiums are paid by DL and the imputed income at my age is MUCH lower on the GVUL, it's a no-brainer move for me. Keep the same contractual insurance coverage and save on imputed income...win, even without the investment side. |
Originally Posted by captkdobbs
(Post 3728100)
I'm with you; not looking for any additional insurance, and my investment strategy is fairly solid for my personal situation.
The thing the GVUL gives ME is the reduction in imputed income. Period. I'll probably never use it as an investment vehicle, but the fact that the premiums are paid by DL and the imputed income at my age is MUCH lower on the GVUL, it's a no-brainer move for me. Keep the same contractual insurance coverage and save on imputed income...win, even without the investment side. |
Originally Posted by JamesBond
(Post 3728101)
plus no alpa tax.
It’s not income. |
Originally Posted by JamesBond
(Post 3728101)
plus no alpa tax.
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Originally Posted by JamesBond
(Post 3728101)
plus no alpa tax.
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Originally Posted by higney85
(Post 3728119)
How does ALPA get revenue from imputed tax?
It’s not income. |
Does ALPA consider imputed income as part of your income for calculating dues? ~shrug???
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Originally Posted by notEnuf
(Post 3728375)
Does ALPA consider imputed income as part of your income for calculating dues? ~shrug???
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GVUL enrollment email is in my company email.
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Originally Posted by tennisguru
(Post 3728387)
GVUL enrollment email is in my company email.
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Originally Posted by FL370esq
(Post 3728417)
Mine too....logged in and no GVUL "tile" showed to complete my enrollment.
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So, the rollout is happening as expected.
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Originally Posted by freezingflyboy
(Post 3728423)
Finding the same. Clicked the link and followed the steps in the email. When I get to "My Accounts" as instructed in the email I have a tile for a Dental PPO Policy from 2019 (cancelled) and one for Auto and Home Insurance (which I don't nor have I ever had through MetLife) but no tile for Life Insurance like it states in the email. Very confusing.
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Originally Posted by Vsop
(Post 3728469)
You’re both getting father than me. I get a technical difficulties pop up. My question is when did Met Life outsource their IT to Delta?
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Originally Posted by SideStickMonkey
(Post 3728488)
I just completed it via the link. Took me 5 min
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Originally Posted by GogglesPisano
(Post 3728450)
So, the rollout is happening as expected.
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No email yet....am I the only one?
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Originally Posted by Xray678
(Post 3728538)
No email yet....am I the only one?
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Originally Posted by Vsop
(Post 3728469)
You’re both getting father than me. I get a technical difficulties pop up. My question is when did Met Life outsource their IT to Delta?
I was using the Safari browser on my company tablet. Anyone have luck using Chrome or Edge? |
Did mine today on the iPad. No problems but they make you go through the motions on the investment elections.
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It took me over an hour. Very clunky process. Lots of steering towards the investment elections (it's still saying my "enrollment is not complete.") No way to select additonal coverarage. I had to fish around for a confirmation page.
Definitely not ready for prime-time. But not surprising. |
Originally Posted by GogglesPisano
(Post 3728692)
It took me over an hour. Very clunky process. Lots of steering towards the investment elections (it's still saying my "enrollment is not complete.") No way to select additonal coverarage. I had to fish around for a confirmation page.
Definitely not ready for prime-time. But not surprising. |
Originally Posted by RJ Moose
(Post 3728695)
I selected additional coverage, via Benefits Direct, during open enrollment and have completed my EOI exam.
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Originally Posted by Xray678
(Post 3728538)
No email yet....am I the only one?
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Update: I went back and fussed with again today. The process worked as described in the email. You select how much you want to contribute to the investment portion or you select to decline investment. Even if you select to decline investment portion you are still forced to make elections. Enter beneficiary info and acknowledge the legal mumbo jumbo and you're done.
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Originally Posted by GogglesPisano
(Post 3728692)
It took me over an hour. Very clunky process. Lots of steering towards the investment elections (it's still saying my "enrollment is not complete.") No way to select additonal coverarage. I had to fish around for a confirmation page.
Definitely not ready for prime-time. But not surprising. |
Originally Posted by freezingflyboy
(Post 3728745)
Update: I went back and fussed with again today. The process worked as described in the email. You select how much you want to contribute to the investment portion or you select to decline investment. Even if you select to decline investment portion you are still forced to make elections. Enter beneficiary info and acknowledge the legal mumbo jumbo and you're done.
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Since they make it really hard to find, here are the expense ratios for the investment funds:
There's nothing too extreme, but nothing really exciting either. Is the website making anyone else print off, sign, and mail in an enrollment form to finish? |
Originally Posted by PilotWombat
(Post 3728945)
Since they make it really hard to find, here are the expense ratios for the investment funds:
There's nothing too extreme, but nothing really exciting either. Is the website making anyone else print off, sign, and mail in an enrollment form to finish? |
Originally Posted by tennisguru
(Post 3728954)
I just e-signed at the end of the process to complete it. You can then save a pdf of the whole package if you desire but I saw no requirement to print or mail anything.
When I clicked on the alert banner it took me to the beginning of the signup process. That is definitely not right. - Bo |
Originally Posted by tennisguru
(Post 3728954)
I just e-signed at the end of the process to complete it. You can then save a pdf of the whole package if you desire but I saw no requirement to print or mail anything.
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Originally Posted by Bo Darville
(Post 3728971)
Completed actions and saved summary package two days ago. Went back in today to check on a detail and I still have an alert and action required banner at the top of my profile page. Anyone else who has completed signup have the same experience?
When I clicked on the alert banner it took me to the beginning of the signup process. That is definitely not right. - Bo |
Same. I just printed the confirmation summary page so I figured I’m good
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Originally Posted by Fastpilot
(Post 3729259)
Same. I just printed the confirmation summary page so I figured I’m good
I upped my coverage to the max this year, does anyone know how they notify you of the requirement to do an EOI, do they send an email about that? |
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