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-   -   JB health insurance? (https://www.airlinepilotforums.com/jetblue/100868-jb-health-insurance.html)

atrdriver 03-31-2017 07:52 AM


Originally Posted by WhiskeyDelta (Post 2333383)
Just adding this so it's clear. HSA plans are mandated to have a minimum $1300 deductible for an individual and $2600 for a family. So in order to have access to a HSA, you can't have low deductibles.

However, this can be somewhat mitigated with greater company contributions to the HSA (the current $800/$1600 per annum contingent upon completing Rally "activities" is insufficient and unacceptable). I'm personally a fan of HDHPs, but also realize there needs to be more plan selection for those with different healthcare needs.

402DRVR 03-31-2017 04:12 PM

To the OP, as you likely know cost is only part of the equation. You also have to consider what JB actually chooses to cover. Costs are easily budgeted for after year one pay in most situations. But being told your child's care is not covered, and having to argue with the insurance companies for critical meds, is a whole other discussion.

I have had to do both on multiple occasions and it is frustrating and even infuriating at times. I am also aware that to some extent this exists at most outfits, however, having related my own experiences to folks at other airlines, since I have decided to try and move on from B6, it is clear to me that such events are not as prolific as they seem to be here.

atrdriver 03-31-2017 04:53 PM


Originally Posted by 402DRVR (Post 2333806)
To the OP, as you likely know cost is only part of the equation. You also have to consider what JB actually chooses to cover. Costs are easily budgeted for after year one pay in most situations. But being told your child's care is not covered, and having to argue with the insurance companies for critical meds, is a whole other discussion.

I have had to do both on multiple occasions and it is frustrating and even infuriating at times. I am also aware that to some extent this exists at most outfits, however, having related my own experiences to folks at other airlines, since I have decided to try and move on from B6, it is clear to me that such events are not as prolific as they seem to be here.

Is that the "Caring" value or the "Integrity" value in action from our leadership? :rolleyes: What a sham.

Bozo the pilot 03-31-2017 05:37 PM


Originally Posted by atrdriver (Post 2333832)
Is that the "Caring" value or the "Integrity" value in action from our leadership? :rolleyes: What a sham.

I find the CPs office does possess those values, but above them it is non-existent.

Skyward 04-02-2017 06:30 AM


Originally Posted by 402DRVR (Post 2333806)
To the OP, as you likely know cost is only part of the equation. You also have to consider what JB actually chooses to cover. Costs are easily budgeted for after year one pay in most situations. But being told your child's care is not covered, and having to argue with the insurance companies for critical meds, is a whole other discussion.

I have had to do both on multiple occasions and it is frustrating and even infuriating at times. I am also aware that to some extent this exists at most outfits, however, having related my own experiences to folks at other airlines, since I have decided to try and move on from B6, it is clear to me that such events are not as prolific as they seem to be here.

This has been my concern more than the cost actually. I have a dependent that has an ongoing condition, so that's something that I will have to do a little more research on before I can participate in the current hiring window.

clear4approach 04-02-2017 07:10 AM

I don't believe you are covered from day 1 either. If that's still true, that's another reason potential applicants need to avoid JB. When I got hired you weren't covered until the month AFTER you've been employed for 30 days, so unless you are hired on the 1st of a month with 31 days, you'll likely have 4 to 7 1/2 weeks of not being covered.

atrdriver 04-02-2017 07:51 AM


Originally Posted by clear4approach (Post 2334776)
I don't believe you are covered from day 1 either. If that's still true, that's another reason potential applicants need to avoid JB. When I got hired you weren't covered until the month AFTER you've been employed for 30 days, so unless you are hired on the 1st of a month with 31 days, you'll likely have 4 to 7 1/2 weeks of not being covered.

And the $1400/mo take home in training certainly won't cover COBRA to bridge the gap.

ZapBrannigan 04-02-2017 08:36 AM


Originally Posted by atrdriver (Post 2334803)
And the $1400/mo take home in training certainly won't cover COBRA to bridge the gap.


Cobra retroactive clause. Don't pay for it until you need it.

"You have 60 days after you lose your benefits to elect to pay for COBRA coverage. However, even if you enroll on Day 60, your coverage is retroactive to Day 1. Of course, you'll have to pay the retroactive premiums for that period."


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atrdriver 04-02-2017 08:41 AM


Originally Posted by ZapBrannigan (Post 2334827)
Cobra retroactive clause. Don't pay for it until you need it.

"You have 60 days after you lose your benefits to elect to pay for COBRA coverage. However, even if you enroll on Day 60, your coverage is retroactive to Day 1. Of course, you'll have to pay the retroactive premiums for that period."


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Solid point, but God forbid you end up needing it. JetBlue's industry-trailing pay will wipe you out.

Chicken Taco 04-02-2017 09:44 AM


Originally Posted by clear4approach (Post 2334776)
I don't believe you are covered from day 1 either. If that's still true, that's another reason potential applicants need to avoid JB. When I got hired you weren't covered until the month AFTER you've been employed for 30 days, so unless you are hired on the 1st of a month with 31 days, you'll likely have 4 to 7 1/2 weeks of not being covered.

If you start on the First or Second of a 31 day month and you are covered on the first of the next month. Otherwise it's the first of the following month. It's first of the month following 30 days of employment.


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