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DaGreenBanana 10-19-2021 05:11 PM

If you interview at Delta, are offered the job, and you decide to stay at United, you may be at risk of burning a bridge in the unlikely scenario you need to apply to delta in the future. Something to consider.

PNWFlyer 10-19-2021 07:19 PM


Originally Posted by DaGreenBanana (Post 3311609)
If you interview at Delta, are offered the job, and you decide to stay at United, you may be at risk of burning a bridge in the unlikely scenario you need to apply to delta in the future. Something to consider.

stupidest thing I have heard all week! So, if you take the Job at Delta wouldn’t you be burning the bridge at United?

no, it is not something to consider.

when you apply to multiple places at some point you have to tell someone no.

So, is your advice to quit and move to every company that offers job? So you don’t “burn the bridge?”

Broncofan 10-20-2021 12:48 AM


Originally Posted by PNWFlyer (Post 3311681)
stupidest thing I have heard all week! So, if you take the Job at Delta wouldn’t you be burning the bridge at United?

no, it is not something to consider.

when you apply to multiple places at some point you have to tell someone no.

So, is your advice to quit and move to every company that offers job? So you don’t “burn the bridge?”

I think he meant more long the lines of don’t even interview at Delta? But then you would still be burning a bridge there. Like you said though, you’ll have to tell someone no at some point. Whether that’s a burnt bridge is hard to say.

Cougs 10-20-2021 05:27 AM


Originally Posted by Broncofan (Post 3311732)
I think he meant more long the lines of don’t even interview at Delta? But then you would still be burning a bridge there. Like you said though, you’ll have to tell someone no at some point. Whether that’s a burnt bridge is hard to say.

That is correct. I don’t want to waste my time (or theirs) if I don’t intend on accepting the job. Telling them no isn’t the issue - someone has to be told no. I’ll interview if I intend on accepting, but if not, I’d rather bow out and give the interview spot to someone else.

flyboy2181 10-20-2021 06:45 AM

Ive never been a believer of picking a long term career based off of current aircraft, fleets, routes, etc.

Contracts will always be similar. Routes will be similar. Flying is flying.

I’d pick solely on where you want to live. Seattle or San Fran. Houston or Atlanta. New York or New York. Chicago or msp/dtw. And I can’t imagine all those cities are a push. But If none of that matters, why leave?

I don’t think there’s anything worth leaving for in the context of a 20-30 year career. Less than that, then those details( contracts, reserve rules, etc) matter.

IFlyNFish 10-26-2021 04:59 PM


Originally Posted by Cougs (Post 3311061)
I’d love to hear your thoughts… Delta was my #1 choice, but by the time they called, I was wrapping up training at United. I’ve got a Delta interview scheduled for a month from now, but I’m not sure what I should do. Frankly, I’ve been really impressed by United thus far. For my family, the domiciles are a push - no preference either way, so it really comes down to pay, opportunities, stability, etc.

United has more WB flying (a hell of a lot more. I could hold 787/777 FO in multiple bases as a brand new guy). They seem to be aggressively trying to capture market, grow, and fix their culture and I was impressed by what I saw during training. Their strikes are poor reserve rules, financial stability, and lower profit sharing.
Delta has a better reputation and financials, much better reserve rules, and healthy profit sharing. What they don’t have is nearly the WB fleet/opportunities, or the pilot seniority that I’ll enjoy at United. I should also mention that because United called so early and their biggest retirement numbers are in the future, I’ll always have about a 1000 seniority advantage at United over Delta (according to the retirement charts).

It’s a good problem to have, but I want to make the decision with eyes wide open and try to get it right. I’d be interested in thoughts from guys with major experience, because I have none!



Key word, opportunities. Never get wrapped up wth profit sharing.

Not a UAL guy, but they’ve made bigger headwinds toward improving their product the last few years compared to anyone.

follow the opportunities for the best career gamble.

TorqueWrench 10-28-2021 07:37 AM

Where would upgrade faster? I’d be in the most junior base

NuGuy 10-28-2021 08:42 AM


Originally Posted by Chuck D (Post 3311129)
There's no profit sharing right now so they're pretty matched up there. Structurally, the formulas are pretty similar (DL comes out a bit ahead) and DL has had better years in the past but "past performance and all..."

Only on surface. DALs profit sharing is pensionable, meaning that 16% DC money is paid on top of the profit sharing cash.

When you reach your IRS limit, UAL spills the money into a VEBA, while at DAL, it’s paid as cash.

ThumbsUp 10-28-2021 01:31 PM


Originally Posted by NuGuy (Post 3315120)
Only on surface. DALs profit sharing is pensionable, meaning that 16% DC money is paid on top of the profit sharing cash.

When you reach your IRS limit, UAL spills the money into a VEBA, while at DAL, it’s paid as cash.

Just for clarity, that VEBA is accessible due to a recent change. As long as you have a United medical plan, you can use it for FSA-type expenses & premiums.

TurbineDriver 10-28-2021 01:49 PM


Originally Posted by NuGuy (Post 3315120)
Only on surface. DALs profit sharing is pensionable, meaning that 16% DC money is paid on top of the profit sharing cash.

When you reach your IRS limit, UAL spills the money into a VEBA, while at DAL, it’s paid as cash.

That’s true today but not going forward. DAL excess money above the IRS limit will be going into a MBCP. I would take excess into a MBCP over a VEBA any day of the week.

Gone Flying 10-28-2021 02:12 PM


Originally Posted by TurbineDriver (Post 3315290)
That’s true today but not going forward. DAL excess money above the IRS limit will be going into a MBCP. I would take excess into a MBCP over a VEBA any day of the week.

*has the option to go into a MBCBP.

every comm I have seen from the union so far has stated this will be optional as long as the IRS approves it being optional.

just curious, why?

Can the balance in a VEBA be invested in the market like a HSA?

ThumbsUp 10-28-2021 04:59 PM


Originally Posted by Gone Flying (Post 3315301)
*has the option to go into a MBCBP.

every comm I have seen from the union so far has stated this will be optional as long as the IRS approves it being optional.

just curious, why?

Can the balance in a VEBA be invested in the market like a HSA?

UAL’s is invested. Last year’s return was 8%, (*I think).

Cougs 10-29-2021 04:55 AM

What?
 
Wait a sec… so for my United 401k, anything over the 19.5k 401k cap just disappears into an account I don’t use for retirement? I’m a military retiree, so I’ve got Tricare ad have little use for gobs of money that can be used for healthcare. What gives? That’s a HUGE amount of money I’m leaving on the table.

NuGuy 10-29-2021 05:17 AM


Originally Posted by Cougs (Post 3315543)
Wait a sec… so for my United 401k, anything over the 19.5k 401k cap just disappears into an account I don’t use for retirement? I’m a military retiree, so I’ve got Tricare ad have little use for gobs of money that can be used for healthcare. What gives? That’s a HUGE amount of money I’m leaving on the table.

Not UAL, but I think the definition of what VEBA money can be spent on is pretty broad.

But don’t forget, it’s not just the 19.5k limit. There are multiple, overlapping limits as part of 415(c) and 401(a) that can stop contributions. You could reach the total contribution limit or the maximum w2 limit. In either case, you get the “spill” cash at DAL, or into the VEBA at UAL.

Cougs 10-29-2021 05:32 AM


Originally Posted by NuGuy (Post 3315550)
Not UAL, but I think the definition of what VEBA money can be spent on is pretty broad.

But don’t forget, it’s not just the 19.5k limit. There are multiple, overlapping limits as part of 415(c) and 401(a) that can stop contributions. You could reach the total contribution limit or the maximum w2 limit. In either case, you get the “spill” cash at DAL, or into the VEBA at UAL.

I’m obviously ignorant of all this 401k stuff. What is the limit for employer 401k contributions, such as at United?

NuGuy 10-29-2021 05:47 AM


Originally Posted by Cougs (Post 3315559)
I’m obviously ignorant of all this 401k stuff. What is the limit for employer 401k contributions, such as at United?

This is basic IRS limits stuff. Recommend you read up on it. If you're already at UAL, then reach out to your local Rep and he can point you in the right direction.

Gone Flying 10-29-2021 06:07 AM


Originally Posted by Cougs (Post 3315543)
Wait a sec… so for my United 401k, anything over the 19.5k 401k cap just disappears into an account I don’t use for retirement? I’m a military retiree, so I’ve got Tricare ad have little use for gobs of money that can be used for healthcare. What gives? That’s a HUGE amount of money I’m leaving on the table.

it’s not your elective deferrals but DC excess from the company contributions that go towards the VEBA

https://www.investopedia.com/retirem...bution-limits/

here is a place to start.

Cougs 10-29-2021 06:15 AM

Thank you. I was confused over the individual vs company contributions. Valid - I have the power of the internet at my fingertips. A google search goes a long way.

jroll11b 10-29-2021 06:40 AM


Originally Posted by Gone Flying (Post 3315301)
*has the option to go into a MBCBP.

every comm I have seen from the union so far has stated this will be optional as long as the IRS approves it being optional.

just curious, why?

Can the balance in a VEBA be invested in the market like a HSA?

Can't recall what the latest news on the MBCBP is... waiting for official IRS approval or do we have specific terms to review?

TorqueWrench 10-29-2021 12:47 PM

Why doesn’t UAL put the excess contributions to cash like DAL does? Is this something that could be changed in the contract?

UALfoLIFE 10-29-2021 02:38 PM


Originally Posted by TorqueWrench (Post 3315741)
Why doesn’t UAL put the excess contributions to cash like DAL does? Is this something that could be changed in the contract?

It’s done to avoid being taxed.

ThumbsUp 10-30-2021 07:45 PM


Originally Posted by TorqueWrench (Post 3315741)
Why doesn’t UAL put the excess contributions to cash like DAL does? Is this something that could be changed in the contract?

As the previous poster said, it’s for the tax benefit. For most people, the current setup of the active HRA probably serves them better than having it taxed as a spillover taxable event.

FlannelDaddy 03-28-2022 12:10 PM

Bump
 
Currently feeling very lucky to have both offers from UAL & DAL. Would have to commute for Delta. No commute at United. Feel like Delta is a little better off financially. Never in my life thought I'd have this luxury to chose. Flying long haul would be cool, but isn't top priority for me. Currently leaning towards UAL due to no commute. Is there anything that I'm missing?

Meekrob 03-28-2022 12:12 PM


Originally Posted by FlannelDaddy (Post 3396033)
Currently feeling very lucky to have both offers from UAL & DAL. Would have to commute for Delta. No commute at United. Feel like Delta is a little better off financially. Never in my life thought I'd have this luxury to chose. Flying long haul would be cool, but isn't top priority for me. Currently leaning towards UAL due to no commute. Is there anything that I'm missing?

They're both pretty much the same. No commute wins hands down.

Extenda 03-28-2022 12:16 PM


Originally Posted by Meekrob (Post 3396034)
They're both pretty much the same. No commute wins hands down.

Yup. No brainer.

NoDeskJob 03-28-2022 03:18 PM


Originally Posted by FlannelDaddy (Post 3396033)
Currently feeling very lucky to have both offers from UAL & DAL. Would have to commute for Delta. No commute at United. Feel like Delta is a little better off financially. Never in my life thought I'd have this luxury to chose. Flying long haul would be cool, but isn't top priority for me. Currently leaning towards UAL due to no commute. Is there anything that I'm missing?

may I ask which United base? Assuming it’s a big base, that will be around as long as UA is in business, I would say go with UA. 👍

FlannelDaddy 03-28-2022 03:47 PM


Originally Posted by NoDeskJob (Post 3396130)
may I ask which United base? Assuming it’s a big base, that will be around as long as UA is in business, I would say go with UA. 👍

DEN eventually. EWR initially

Turtledriver 03-28-2022 03:54 PM

As a outsider I would say Delta hands down, but being able to drive to work is worth it’s weight in gold.

AV81596 03-28-2022 04:12 PM

Take the first class date that lets you drive to work.

mataron 03-28-2022 05:20 PM

LAX, Delta or United?
 
How about for someone who wants to live within driving distance to LAX (south Orange County) and will have a 29 year career? LA seems to have medium seniority for Delta. What is the seniority like in LA for United?

Extenda 03-28-2022 05:24 PM


Originally Posted by mataron (Post 3396184)
How about for someone who wants to live within driving distance to LAX (south Orange County) and will have a 29 year career? LA seems to have medium seniority for Delta. What is the seniority like in LA for United?

no I’d say LA is junior right behind NYC. MSP-SLC senior and DTW-ATL-SEA middle of the road. New hires going to all those bases, intermittently though. NYC still king of the junior bases. Not sure about United but I think LA also fairly junior.

Broncofan 03-28-2022 05:28 PM


Originally Posted by mataron (Post 3396184)
How about for someone who wants to live within driving distance to LAX (south Orange County) and will have a 29 year career? LA seems to have medium seniority for Delta. What is the seniority like in LA for United?

for UAL it probably goes SFO EWR most junior, LAX and IAD close behind, then DEN ORD IAH, then CLE as most senior.. someone can feel free to correct me if you think differently.

dmeg13021 03-28-2022 08:14 PM

Correct, plus 737 and 320 fly out of SNA at UAL.

Otterbox 03-28-2022 09:40 PM


Originally Posted by mataron (Post 3396184)
How about for someone who wants to live within driving distance to LAX (south Orange County) and will have a 29 year career? LA seems to have medium seniority for Delta. What is the seniority like in LA for United?

Joining in the next few months, 12500ish will retire above leaving them to be around top 1000 which would allow for FO or CA in any fleet in LAX.

Margaritaville 03-29-2022 06:42 AM


Originally Posted by FlannelDaddy (Post 3396033)
Currently feeling very lucky to have both offers from UAL & DAL. Would have to commute for Delta. No commute at United. Feel like Delta is a little better off financially. Never in my life thought I'd have this luxury to chose. Flying long haul would be cool, but isn't top priority for me. Currently leaning towards UAL due to no commute. Is there anything that I'm missing?

The question isn't where do you live it's where can you live. If you're married to a United only base like DEN, IAH, ORD, or SFO and will never leave than that's your choice but if you could tolerate living in a Delta base you probably will make more over your career there. Especially if WB flying isn't your jam.

at6d 03-29-2022 11:27 AM


Originally Posted by mataron (Post 3396184)
How about for someone who wants to live within driving distance to LAX (south Orange County) and will have a 29 year career? LA seems to have medium seniority for Delta. What is the seniority like in LA for United?

I know it wasn’t asked, but SWA has the LAX domicile and also operates out of SNA, LGB, BUR, and ONT. West side is junior for both seats, and domiciles OAK, LAS, and PHX are doable from SoCal. Just a thought.

OOfff 03-29-2022 12:12 PM


Originally Posted by Margaritaville (Post 3396437)
The question isn't where do you live it's where can you live. If you're married to a United only base like DEN, IAH, ORD, or SFO and will never leave than that's your choice but if you could tolerate living in a Delta base you probably will make more over your career there. Especially if WB flying isn't your jam.

what about delta makes OP more likely to make more over a career?

KirillTheThrill 03-29-2022 12:15 PM


Originally Posted by OOfff (Post 3396626)
what about delta makes OP more likely to make more over a career?

Yeah don’t expect a response from margarita boy. He just makes claims so everyone thinks he actually has a clue.

When someone eventually gives a reasonable response on how one could bring home more cash at DL that’s when he’ll show up acting like he was totally aware the entire time.

The pay is relatively the same when you compare both, I’d say whatever airline has a base that allows you to drive to work (picking up overtime, less costs for commuting, no crashpad, etc)

United has a few domicile’s with less income tax. Colorado (DEN) for example is 5% flat tax, and has one of the lowest property tax rates in the country (.50%). Texas (IAH) has no income tax.

chrisreedrules 03-29-2022 01:19 PM

Here’s my scenario:

-Flow to AA in less than 6 months. If I flow I’ll get about $80K in bonuses plus not have to pay back $30K in retention bonus.

-CJOs with UAL and DAL.

-I live in north Florida and moving isn’t an option. United seems the most appealing to me based on variation of flying, however EWR and IAD are the only commutable bases. And they aren’t optimal from a commuter’s standpoint. But United has a ton of retirements and substantial growth planned.

-Delta has the ATL base and like 10-12 flights /day with me with early flights and late flights back home. Super commutable. Far less retirements though and it seems like the hiring wave at Delta has already sort of happened.

WWYD

KnightNight 03-29-2022 01:41 PM


Originally Posted by chrisreedrules (Post 3396662)
Here’s my scenario:

-Flow to AA in less than 6 months. If I flow I’ll get about $80K in bonuses plus not have to pay back $30K in retention bonus.

-CJOs with UAL and DAL.

-I live in north Florida and moving isn’t an option. United seems the most appealing to me based on variation of flying, however EWR and IAD are the only commutable bases. And they aren’t optimal from a commuter’s standpoint. But United has a ton of retirements and substantial growth planned.

-Delta has the ATL base and like 10-12 flights /day with me with early flights and late flights back home. Super commutable. Far less retirements though and it seems like the hiring wave at Delta has already sort of happened.

WWYD

Commuting from Florida to Atlanta is hell, has been for decades. Do your research on that before you make a choice based on that. AA has a Miami base, is that an option?


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