Check out MOAA's Tricare supplement also.

HSA is brand new to us for 2008, so we'll have to see. I'm going to give it a try.

I always thought you were Dash 2?

Razor,

I don't know a thing about Delta's health care plan, but I'm wondering why you think you need to make a "choice" between the two. Why not use the Tricare basic plan (no cost to you or your family) as your secondary provider, and the Delta plan as your primary. That's what we're doing here at FedEx and between the two, we end up with virtually no medical or pharmaceutical expenses, save the cost of the FedEx health/dental plan, plus the normal deductible at the beginning of the year.

JJ

Jetjok, that's what I'm trying to figure out. It looks like Tricare Prime is $460/year and Delta is about $200/month. If the coverage of Prime is close to the coverage from Delta's then I'll stay with Prime if we end up in a good service area. I'll take at look at the Delta information and make a comparison.

When deciding between Tricare Reserve and the Delta plans, be sure to consider that the monthly rate for Delta plans are paid with pre-tax dollars and the $253/month Tricare plan is after tax dollars.

I don't know if Delta offered a Tricare supplemental plan, but if they did by law it will go away as of Jan 1. In an effort save the DoD money and push the cost of healthcare onto its veterans and the companies they go to work for, Congress passed the law last year.

http://www.military.com/features/0,15240,150697,00.html

I'd agree with slinky. Be careful and check out on the Tricare website if there are providers in the area you plan on living. As a reservist, I live 60 minutes from the closest base. In my neck of the woods (population 120,000) there are only 2 providers that take Tricare. What a pain to have to pay up front and then submit to Tricare for payback.

We tried Tricare here but the two doctors in my town that took Tricare were creeps and had shady backgrounds. No fun for my wife. I'd much rather pay NWA for their health care plan than deal with that.

I hadn't thought about the fact that it's pre-tax money either.

Tricare is great when you live next to a military hospital but elsewhere, no thanks.

Humboldt

Maybe
 

Not if you pay for it out of a FlexSaver account.

Reall Check Close
 

Make sure you really check for Tricare Providers. There's a difference between Tricare and Tricare Prime providers. If they take Medicare then they take Tricare. But they may not be a Tricare Prime provider. Make sure you don't rely just on the Tricare website. Ask the doc you want to use if they will accept Tricare. They may and not be on the website. I use Tricare Standard in the MSP area and use the same doc/clinic I used with NWA Medica. It is way cheaper than NWA's plan. You can also pay your deductable costs with FlexSaver account dollars and they becomes pretax dollars.