Airline Pilot Central Forums - Delta's Health Insurance vs Tricare

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Is your FlexSaver account an Health Savings Account? Does your company contribute to it at all like a 401k match?

Quote:

Originally Posted by satchip (Post 270849)

Does anyone have experience with Delta's HSA? That with Tricare seems very appealing.

That is not possible. See below. TriCare is a traditional health insurance plan. Copied directly from the U.S. Treasury website at: http://www.ustreas.gov/offices/publi...ity.shtml#hsa5

Who is eligible for a Health Savings Account?
To be eligible for a Health Savings Account, an individual must be covered by a HSA-qualified High Deductible Health Plan (HDHP) and must not be covered by other health insurance that is not an HDHP.

Pre-existing conditions

Anybody know how I can find out how much I would be paying for insurance at Delta with pre-existing conditions on family members? Kind of concerned how much I would be paying per month and want to compare prices. Thanks.

Quote:

Originally Posted by ExAF (Post 271797)

Not if you pay for it out of a FlexSaver account.

How do you get a FlexSaver account under the Delta plans? The HSA and FSA options in the Delta plans specifically exclude health insurance premiums from the list fo available expenses. Is there another option that I missed?

My wife is still active duty so I still am under Tricare prime/active duty. After my research the Tricare was much better for health but Delta's dental and vision is better, for me anyways.

Quote:

Originally Posted by Gunfighter (Post 272741)

Not a Delta Plan. I don't use a company plan, just Tricare. There is no premium to pay with Tricare standard. Out of pocket costs can be made from a FlexSaver account. Total cost is much lower.

Quote:

Originally Posted by slinky (Post 270833)

In some ways I agree with you guys, but there is a catch with tricare. Look at where you live, or intend to live. Tricare is Wonderful, if you live in an area where there are providers. If you intend to live in an area with a strong military presence than I would go with tricare. . . . . . . Slinky

Not much to do with 'Military Presence." I believe that if a provider accepts Medicare (most do with the aging population) , they have to accept TRICARE. Once a retiree goes over 65, he switches to Medicare as primary with Tricare picking up the copay. t's a no brainer - no costs except perhaps a few prescription copays between $3.00 and $22.00 for a three month supply (Express Scripts).

What if Delta decides to cut medical costs, increase copay, etc in next contract ?

Been retired from military for 27 years. Would absolutely pick Tricare again.

THink WAY down the road on what your medical coverage will be when you fly your grandchildren around in your antique 2007 Cessna.