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Old 02-26-2014, 05:52 AM
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Default Divorce, college expenses, etc

Divorced and have to decide how to split up college costs for the kids. Wife is a NJ and doesn't want to pay anything (She works, 55K a year plus another 30K Cash child support) After CS, we make within 20K of each other. Kids agreed to pay 1/3. How did other folks do it. Trying to avoid court but……..
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Old 02-26-2014, 07:10 AM
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Make them qualify for and apply to state schools using in-state tuition. That reduces costs to around $15k per kid per year, and many states have full scholarships with a minimum (~3.0) GPA. Cost of that school is zero, books and board, maybe. I know a number of states have these programs, they are usually funded by lotteries.

Which States Have Lottery Scholarships?
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Old 02-26-2014, 08:17 AM
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In NY financiial aid is based on salary of custodial parent. Grants/loans are generated through FAFSA application.
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Old 02-26-2014, 08:39 AM
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Originally Posted by boog123 View Post
Divorced and have to decide how to split up college costs for the kids. Wife is a NJ and doesn't want to pay anything (She works, 55K a year plus another 30K Cash child support) After CS, we make within 20K of each other. Kids agreed to pay 1/3. How did other folks do it. Trying to avoid court but……..
What's a "NJ"?

I'm no expert on divorce, but college is usually after age 18 so it seems to me there would be no legal obligation related to college at all. You can chip in whatever you want, the kids can cover the rest somehow and if mom doesn't want to help that's between her and the kids.

But I can't see how either of you could be forced to pay for college by a court.
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Old 02-26-2014, 09:52 AM
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Originally Posted by rickair7777 View Post
What's a "NJ"?

I'm no expert on divorce, but college is usually after age 18 so it seems to me there would be no legal obligation related to college at all. You can chip in whatever you want, the kids can cover the rest somehow and if mom doesn't want to help that's between her and the kids.

But I can't see how either of you could be forced to pay for college by a court.
Time to dust off the Google-Fu skills rickair
Here is just one example of such a case.
Illinois Divorce: Forced To Pay For Your Child's College Expenses

One thing that is important to remember is that in family law - what would look black and white in other cases becomes VERY gray and the judge has wide power to make decisions based on 'what is best for the child/children'.

OP -
here is a link to a forum discussing this issue.

Divorce Source: Paying for college - non-cust father's perspective

I thought we recently had another discussion on such circumstances.
A situation where one parent wanted the child to go to an Ivy League school and the other parent was *forced* to help with the expenses.
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Old 02-26-2014, 11:28 AM
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Default Divorce, college expenses, etc

Kids don't "agree" to pay for 1/3. Kids don't have a choice in the matter. They can pay for all of it. They'll be fine.
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Old 02-26-2014, 01:21 PM
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When I graduated high school I had 3 choices. Get a job, join the military or go to college. One way or another I had to leave. I got student loans, grants, and scholarships and went to college. None of my education was funded by my parents.

If they don't want to do that, maybe they should consider enlisting in a reserve component of the military to pay for it. I think you can enlist at 17, do Basic the summer before Senior year, and then have the GI Bill plus Federal Tuition Assistance (not sure if that program survived sequestration:-/) to pay for school.

Just a thought, YMMV:-)
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Old 02-26-2014, 01:45 PM
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Originally Posted by CrakPipeOvrheat View Post
Kids don't "agree" to pay for 1/3. Kids don't have a choice in the matter. They can pay for all of it. They'll be fine.
+1. My parents idea of a college fund for me was, you're a little genius so you earn a full scholarship going to whatever school you want to attend, your choice; or you can push a broom at the corner restaurant, your choice on which one. They weren't big on the whole college fund idea. So I had lots of choices, as long as I got out of the house at 18 years old. Later I did manage to get a full scholarship to an arts school, but soon discovered the arts are an awful way to make a living. After about 3 years of that I decided the wage job was actually the better career option for me, and I drove trucks for many years. Some time later I obtained a second full scholarship and earned an engineering degree. I worked two jobs to support myself and none of that ever hurt me.
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Old 02-26-2014, 02:04 PM
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I am divorced and have a fund for my kids. It will probably pay for one full year or two. After that I told them it's up to them. If you agreed to fund 1/3 then it's up to them to figure out the other 2/3. If mom won't help. That's on her and the kids will see what a POS she is.
In this country there is plenty of money available to anyone who want a a education. That's part of why it cost so much. Anyone can get a loan.
Good luck
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