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-   -   Waiting period for health insurance (https://www.airlinepilotforums.com/regional/101074-waiting-period-health-insurance.html)

CaptYoda 04-08-2017 11:27 PM

Waiting period for health insurance
 
Is it pretty standard to have a 30/60 day waiting period for health insurance? Anyone able to get insurance at DOH or shortly thereafter?

PDTFlyer 04-09-2017 02:35 AM

I think NetJets is DOH everything else I've seen is 30-90 days. Piedmont thankfully was 60 days.

tcco94 04-09-2017 02:52 AM

Yeah I wouldn't worry about it I'm sure they're all relatively the same. I had health insurance right after sims at my carrier...probably just like everyone else here.

Jma313 04-10-2017 10:31 AM


Originally Posted by CaptYoda (Post 2339183)
Is it pretty standard to have a 30/60 day waiting period for health insurance? Anyone able to get insurance at DOH or shortly thereafter?

PSA was just shy of 90 days. I got a short term plan for coverage while I was waiting to be eligible for the company plan. Short term plan didn't cost an arm and a leg and was for just major things.

CaptYoda 04-11-2017 01:29 AM

Thanks. Any good companies recommended for short term coverage.

tacocasa 04-11-2017 02:55 AM

I have NEVER - EVER heard of a waiting period for health insurance at a new employer, except for maybe some pre-existing conditions. Are you guys kidding? The rest of the world goes from one job to another an simply swaps coverages. An IT guy at some computer place goes to another computer place and they simply end one insurance and begin another insurance. It's seamless. I can NOT believe these regional companies are offering 'hiring bonuses' and then pulling crazy shenanigans like buying health insurances with waiting periods??? Caveat Emptor.

zondaracer 04-11-2017 03:12 AM

Delta Air Lines has a 6 month waiting period for health insurance.

MaCrOs 04-11-2017 07:05 AM


Originally Posted by tacocasa (Post 2340549)
I have NEVER - EVER heard of a waiting period for health insurance at a new employer, except for maybe some pre-existing conditions. Are you guys kidding? The rest of the world goes from one job to another an simply swaps coverages. An IT guy at some computer place goes to another computer place and they simply end one insurance and begin another insurance. It's seamless. I can NOT believe these regional companies are offering 'hiring bonuses' and then pulling crazy shenanigans like buying health insurances with waiting periods??? Caveat Emptor.

It's not just regionals. Increased health costs in recent years made a lot of companies (in every industry) change the initial waiting period.

PSA help 04-11-2017 07:07 AM


Originally Posted by tacocasa (Post 2340549)
I have NEVER - EVER heard of a waiting period for health insurance at a new employer, except for maybe some pre-existing conditions. Are you guys kidding? The rest of the world goes from one job to another an simply swaps coverages. An IT guy at some computer place goes to another computer place and they simply end one insurance and begin another insurance. It's seamless. I can NOT believe these regional companies are offering 'hiring bonuses' and then pulling crazy shenanigans like buying health insurances with waiting periods??? Caveat Emptor.

This is the normal in pretty much all of corporate America now. It has been for several years. It is not just airlines.

TallFlyer 04-11-2017 08:07 AM

It may not be a perfect solution, but you have 60 days to elect COBRA coverage from your prior employer after you leave your last job. At that point you then have 45 days to bring the premiums current, which would be both the employer and employee contribution.

CaptYoda 04-11-2017 09:27 AM

It's a stark reality of corporate America and health insurance in general. I am overseas at the moment, and I have full coverage (100%) for everything except dental and I pay no premiums at all for family coverage. All prescriptions are paid for with no copay.
I have previously never had to wait for coverage as a previous poster stated.

OOfff 04-11-2017 11:24 AM


Originally Posted by zondaracer (Post 2340559)
Delta Air Lines has a 6 month waiting period for health insurance.

No, it doesn't. Date of hire.

BeechPilot33 04-11-2017 12:09 PM

I had mine in a couple weeks. Very good PPO from Piedmont.

zondaracer 04-11-2017 04:17 PM


Originally Posted by OOfff (Post 2340892)
No, it doesn't. Date of hire.

Well that's good then

IDIOTPILOT 04-11-2017 05:07 PM


Originally Posted by OOfff (Post 2340892)
No, it doesn't. Date of hire.

That's pilots only cause it's in the CBA. I'm not sure what other Delta employees have. It's not uncommon to have a 1st of the month following 30 days of employment clause for most companies. CAL used to be 6 months at one point. 30 days is enough to backdate COBRA if you get seriously hurt.


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