Why our Government stinks!
#11
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#12
Randalis I agree 100%. I've worked my butt off with my bachelors, did the whole several job thing, blah blah blah. And like yourself, because I'm married I don't get anything in the way of help for vet school. Most DVM programs run between 45-60K/year...on top of what everyone owes from undergrad. I'm not complaining, because I know it's my choice to go...but it does seem kinda odd that someone in the situation that you mentioned will get a full ride, while others get no help. I don't know if anyone should get full rides without earning it through academics, sports, whatever. There is absolutely nothing wrong with having to work your way through college, and put out money on your own...however giving someone a full ride because they screwed around, and not helping out someone who has worked hard tends to bug me a bit. It happens a lot.
Have you look into grants and such? There are programs, even scholarships that can help out at least some. There are scholarships for just about everything out there, and since you already have a degree you may qualify for more than you think. You never know which ones you'll receive...and tae whatever you can get. It may not be enough for a full 15-21 credit semester, but it could get you a few classes at least. It's better than nothing. I'm sure I could help lead you in a few directions with this...Lord knows I've done it enough with my own education. Often times employers will put people through school if they agree to work for so many years afterwards...the medical community is well known for that. I know of a few companies who'll do that with computer related jobs as well. I've worked with marine mammals for a little over three years now, and they are hooking me up with an internship in marine mammal medicine. It's not helping to cut the cost, but often times employers will try their best to help you out. It's worth looking around. Let me know what I can do to help.
You can still do this...it'll just take a little longer than planned. It'll make your degree or flight training (not sure what your going for here?) worth that much more.
Have you look into grants and such? There are programs, even scholarships that can help out at least some. There are scholarships for just about everything out there, and since you already have a degree you may qualify for more than you think. You never know which ones you'll receive...and tae whatever you can get. It may not be enough for a full 15-21 credit semester, but it could get you a few classes at least. It's better than nothing. I'm sure I could help lead you in a few directions with this...Lord knows I've done it enough with my own education. Often times employers will put people through school if they agree to work for so many years afterwards...the medical community is well known for that. I know of a few companies who'll do that with computer related jobs as well. I've worked with marine mammals for a little over three years now, and they are hooking me up with an internship in marine mammal medicine. It's not helping to cut the cost, but often times employers will try their best to help you out. It's worth looking around. Let me know what I can do to help.
You can still do this...it'll just take a little longer than planned. It'll make your degree or flight training (not sure what your going for here?) worth that much more.
Last edited by planecrazyjenn; 05-28-2007 at 10:10 PM.
#14
This thread invokes an ambivalent response in me. As a scholarship student, twice in two different majors, I had very good access to college and am now able to cash in with a good job. The US gov't in the form of federal loans and grants, plus the states in the form of scholarships paved my way in college. But I owe a lot of money on federal loans used for living expenses, which puts a damper on my life of luxury. It also forces the question of whether I can afford to fly for a living. I am responsible for paying back my loans for college. No new car and no airline job for me.
On the other hand, the government gets a fat monthly installment from me on my student loan each month, and it gleefully takes another 25% of my paycheck as taxes. Ouch, that's 43%. You can't live very well on what's left although it's more than I had in college. At present, my college education is hardly worth it from a financial perspective as I will live for years at a very lower middle class level for having invested a total of 8 years in education. This, on top of the same quantity of time lost from the workforce while going to school. It adds up to about 13 years of financial hardship. It does end eventually, and I will live.
I paid for my flight training by driving trucks mostly. Parents chipped a little, but it was mostly my effort. I really wanted the ratings and to eventually be able to fly for a living. I did not take any loans out to learn to fly. I therefore do not have a lot of sympathy for taking out huge loans knowing it doesn't pay very well and you are signing on for a financial disaster to do so.
The American government tries to be fair, and mostly is fair from my perspective. It sets up guidelines to sort the needy from the not so needy. It helps those who are weak and taxes those who are strong. It is here to stay, no getting around it. I feel a lot of gratitude for what the government has done for me, and I think our country has the greatest government on Earth. But life is hard, and it always will be. No government can change that. If you think government is here to make life easy it's not, it is not a realistic expectation. We all have to pay our taxes, loans, and debts. That's the long and short of it.
On the other hand, the government gets a fat monthly installment from me on my student loan each month, and it gleefully takes another 25% of my paycheck as taxes. Ouch, that's 43%. You can't live very well on what's left although it's more than I had in college. At present, my college education is hardly worth it from a financial perspective as I will live for years at a very lower middle class level for having invested a total of 8 years in education. This, on top of the same quantity of time lost from the workforce while going to school. It adds up to about 13 years of financial hardship. It does end eventually, and I will live.
I paid for my flight training by driving trucks mostly. Parents chipped a little, but it was mostly my effort. I really wanted the ratings and to eventually be able to fly for a living. I did not take any loans out to learn to fly. I therefore do not have a lot of sympathy for taking out huge loans knowing it doesn't pay very well and you are signing on for a financial disaster to do so.
The American government tries to be fair, and mostly is fair from my perspective. It sets up guidelines to sort the needy from the not so needy. It helps those who are weak and taxes those who are strong. It is here to stay, no getting around it. I feel a lot of gratitude for what the government has done for me, and I think our country has the greatest government on Earth. But life is hard, and it always will be. No government can change that. If you think government is here to make life easy it's not, it is not a realistic expectation. We all have to pay our taxes, loans, and debts. That's the long and short of it.
Last edited by Cubdriver; 05-29-2007 at 11:08 AM.
#15
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My complaint and aggravation is that my "friend" got a full ride with nothing wrong with him. He also has a degree... well he's 1 class away, but dropped out. Him and his wife together blew through her inheritance money. He called in sick alot at his jobs which ended up him getting fired. He wasn't sick at all... he was taking vacations with his wife. The government then gave him full grants to go to school.
Yes I have a computer repair degree. I graduated just a few months before 9/11. I relocated to a larger city to get a job in my field, but they couldn't afford to give me the raise increase that was promised. With cost of living so high in larger cities (which I'm sure alot of you know). I moved back home to my small town living. Not much need for a computer tech around here. Starting pay for a computer tech is 9 bucks an hour. So forgive me for not jumping at the chance to give up my warehouse job where I make 16 to sit in an office.
I applied for grants/student loans/ and Scholarships. I was approved for 1500 dollars in student loans per year. That isn't near enough to pay for the Aviation Flight degree. Scholarships I applied for were only a few thousand dollars total. That's if I was awarded all of them I applied for.
Yes I have a computer repair degree. I graduated just a few months before 9/11. I relocated to a larger city to get a job in my field, but they couldn't afford to give me the raise increase that was promised. With cost of living so high in larger cities (which I'm sure alot of you know). I moved back home to my small town living. Not much need for a computer tech around here. Starting pay for a computer tech is 9 bucks an hour. So forgive me for not jumping at the chance to give up my warehouse job where I make 16 to sit in an office.
I applied for grants/student loans/ and Scholarships. I was approved for 1500 dollars in student loans per year. That isn't near enough to pay for the Aviation Flight degree. Scholarships I applied for were only a few thousand dollars total. That's if I was awarded all of them I applied for.
#16
As shady as it sounds there are ways to make yourself look poor on paper so you can get a ton of financial aid. The FAFSA form is obviously based upon your taxable earnings from the previous year. There are legal deductions you can make to reduce your taxable income and get more financial aid. One of them being investment property. The interest and expenses are tax deductable. Now you may be saying "I can' afford investment property and if I could I wouldn't need the financial aid." Wrong, you can afford it. There are plenty of private lenders out there that will loan money out specifically for this kind of thing, you just have to know where to look. Anything you can do to reduce your taxable income on your return will help you get more financial aid. Another way to get some cash to just pay for school is flipping houses. My dad and I started fixing and flipping houses last year. The key is to buy something for about 70 cents on the dollar and spend up to $15K to get it in turn key condition and get out from under it by selling for about 95 cents on the dollar. If you keep rolling the money into a new project you won't pay taxes on it either. When you get enough to pay for school pull the money out, put away what you need to for the taxes and use the rest for school. Great thing is you can do it in your spare time even once you get that airline job, if that is your goal. Not too hard to do and not that time consuming, you just have to know where to look and who to talk to. Everything in this world is all about networking.
#17
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From: E170 FO
Can't you refuse the gifts that don't really add any value to you? Why do I have to accept a $5 pin or $20 plaque that adds no value to my life but I will be taxed on? I can understand the supplemental cash payments, but the gifts is somewhat bs. My company will actually provide additional "tax assistance" to balance out what you would pay in taxes. After its all figured out, you end up with the original value of the payment as after tax dollars. Only sucks when it drives you above the cutoff for certain tax deductions, like student loan interest.
#18
You mean it helps those who are lazy and taxes those that are not.
#19
HA HA HA!!!!!!!!!!! This is funny shiite! If you believe this, you need to get your head out of the sand. The government tries to be fair! Hilarious! Me paying my taxes while someone else spits out kids and gets a paycheck from Uncle Sam every month is not my idea of fair.
You mean it helps those who are lazy and taxes those that are not.

You mean it helps those who are lazy and taxes those that are not.

#20
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Ya our government sucks! It sucks that we are allowed to say such at thing of our leaders. It is terrible that we have a choice to vote and take part in our government
http://www.parade.com/articles/editi...2006/Dictators
http://www.parade.com/articles/editi...2006/Dictators
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