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-   -   Regionals check applicant's credit rating? (https://www.airlinepilotforums.com/regional/81255-regionals-check-applicants-credit-rating.html)

Salukipilot4590 05-02-2014 05:02 AM


Originally Posted by cencal83406 (Post 1634738)
Why is it unethical to not pay back loans as a private citizen, yet completely acceptable business practice to remove debts and restructure payments via bankruptcy?

Because MURICA!

GogglesPisano 05-02-2014 05:08 AM


Originally Posted by IBPilot (Post 1634698)
ding ding ding......apparently Goggles has tunnel vision and doesn't realize we are also paying premiums for the uninsured guy who hits us.

The effect is not as great as you think. Insurance companies and banks charge what they can get away with.

pete2800 05-02-2014 06:40 AM


Originally Posted by cencal83406 (Post 1634738)
Why is it unethical to not pay back loans as a private citizen, yet completely acceptable business practice to remove debts and restructure payments via bankruptcy?

Because people are dumb and like to climb onto their soapbox so they can tell everyone else how awesome and responsible they are.


In short:

Originally Posted by Salukipilot4590 (Post 1634768)
Because MURICA!


klondike 05-02-2014 07:22 AM

After reading 9 pages of this B.S. it's comforting to know that my credit score ISN'T what keeping the airlines from calling me.

Maybe it's my 2.7 GPA from 27 years ago in college.

I had a perfect 4.0 in skirt chasing though. That obviously isn't impressing the HR types.

K

kfahmi 05-02-2014 07:43 AM

Of course airlines will check your credit rating. Enough defaults and bankruptcies, and they won't remotely consider hiring you as a pilot...

...But they WILL place you straight into executive management. Given that bankruptcy experience is obviously a vital part of any airline CEO's resume. :eek:

MEMbrain 05-02-2014 07:48 AM

I think we need a modern version of a debtor's prison for regional pilots who can't/won't repay their loans. I think the government should make those pilots stay at the regionals and repay their loans, or have them garnished.

I'm all for the majors checking credit history and I wouldn't hire someone with a bad credit report. It shows them to be irresponsible, and I don't want someone like that pulling the gear for me.

MEMbrain 05-02-2014 07:49 AM


Originally Posted by pete2800 (Post 1634819)
Because people are dumb and like to climb onto their soapbox so they can tell everyone else how awesome and responsible they are.


In short:

Some of us are.

Waitingformins 05-02-2014 07:51 AM


Originally Posted by cencal83406 (Post 1634738)
Why is it unethical to not pay back loans as a private citizen, yet completely acceptable business practice to remove debts and restructure payments via bankruptcy?

Because refusing to pay loans and reorganizing are two different things.
It isn't unethical to negotiate a debt settlement with a credit card company.

FaceBiter 05-02-2014 07:56 AM

Is this guy done with training at Mesa yet?

jonnyjetprop 05-02-2014 08:02 AM

Up until now, I would have sided with those that said you should have paid off your loan. After being far too close to the proceedings that ended my last airline, I'd say screw it.

To the folks that are thumping on their chests in righteous indignation, you are chumps.


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