MY sim partner received his ME time in the sim as he was short on time. It is allowed and is being done.

Skywest is

The oral exam can be administered before the aviation experience requirements have been met. The system allows for the oral exam check airman to enter in "future experience" that will be attained between the oral exam in the checkride that will allow the candidate to met all of the requirements at the time of the practical exam.

When I did my ride a couple years ago, I did my oral in the middle of sims (I, however, had already met all the required experience requirements) but the examiner never even looked at my IACRA, actually I don't think I had even filled it out at that point. Then when I did my ride (with a completely different examiner) that was the first time my IACRA was accessed and reviewed...