Planning the first few years

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Quote: 3-4 year 190 FO, currently at 145k YTD, and will probably end the year with a 2:1 credit to block. What I mean when I said “correctly” was just not jumping on the first opportunity to pick up open-time. Before you do that, just take a quick look at the weekly weather forecast or the reserve availability. Good example was this past January. Had a 2-day trip on my schedule....saw that the Northeast might be getting some snow. So I UTO’d that 2-day and a couple days later I get called for a VDA for that same exact 2-day. Patience is a virtue sometimes. I also try and PTO a couple trips and try and do broken pairings with deadheads instead over the same footprint. It’s not easy all the time I’ll admit and takes some work but it’s still less work than blocking 90 hours/month which I’ve never done. Hope that provides some clarity on what I meant.
Good stuff, thanks for sharing. Still don’t think it will happen for a newhire. And less likely in LGB or the South.
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Quote: Thanks gents

So with a 12 month bid schedule. After taxes, insurance, alpa, blue pilot fund and any deductions I may be missing, are we all in agreement that a new hire can expect to NET roughly $6000 a month, $72000 annual net? Thank you, again.
My first year with JB I averaged $5200 NET take home per month (new contract rates). That's with me and my wife w/ medical and 3% 401k contribution. All other normal deductions.

By comparison.

At SWA my first year average NET was $6700 per month(GROSS $12,200). Normal deductions with 15% contribution to 401K.

These numbers do not include any complete months with training pay.

Both places I attempted to fly as much extra as possible.
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Quote: Good stuff, thanks for sharing. Still don’t think it will happen for a newhire. And less likely in LGB or the South.

Yeah a new-hire would be tough, since they usually can only hold long multi-day trips. The shorter pairing lengths you can hold, the more money you can probably make. If you do 1 day trips, every trip is an opportunity to land past 1am or get your pairing extended.
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Is the only place to find income information on any airline here on APC? Along with, I assume, the actual contract verbiage? Seems strange that applicants go through the entire hiring process at any airline and there is no mention of salary. At least I have never heard of it being discussed in an airline hiring interview or at anytime prior to starting the job. I mean wouldn't a company in any other industry discuss salary with a potential new hire? Or do the airlines just assume you know what you are getting in to? Just a thought. Weird.
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Planning on anything other that min guarantee is a fool's errand.
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Quote: Thanks gents

So with a 12 month bid schedule. After taxes, insurance, alpa, blue pilot fund and any deductions I may be missing, are we all in agreement that a new hire can expect to NET roughly $6000 a month, $72000 annual net? Thank you, again.
Yr 1 190 FO. Checked to line early summer.
I declare a 5 on my federal deductions put in $100 into my HSA per pay period and my health insurance is $224 per pay period. I live in NH so I don’t pay MA income tax.

If I don’t fly extra or fly at all my take home pay is around $5200/month.
Check on the 20th is $2300.
The check on the 8th is the remainder and any extras.

I have consistently made more than $5200. But my budget is banked on this.
VDAs are almost non existent for the first few months. I put VDA on my schedule on all of my days off and I’ve been called a grand total of 4 times. None of which worked out. Picked up an RSA and a VDA this month and was able to credit 109 hours. Seems things are starting to move for me now as far as overtime is concerned.

I think the trick is bidding for a large block of days off each month, and this will give you options as far legality and picking up to make more money.
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Quote: Yr 1 190 FO. Checked to line early summer.
I declare a 5 on my federal deductions put in $100 into my HSA per pay period and my health insurance is $224 per pay period. I live in NH so I don’t pay MA income tax.

If I don’t fly extra or fly at all my take home pay is around $5200/month.
Check on the 20th is $2300.
The check on the 8th is the remainder and any extras.

I have consistently made more than $5200. But my budget is banked on this.
VDAs are almost non existent for the first few months. I put VDA on my schedule on all of my days off and I’ve been called a grand total of 4 times. None of which worked out. Picked up an RSA and a VDA this month and was able to credit 109 hours. Seems things are starting to move for me now as far as overtime is concerned.

I think the trick is bidding for a large block of days off each month, and this will give you options as far legality and picking up to make more money.
Thank you very much! This is in line with what I was hoping to hear.
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Quote: Yr 1 190 FO. Checked to line early summer.
I declare a 5 on my federal deductions put in $100 into my HSA per pay period and my health insurance is $224 per pay period. I live in NH so I don’t pay MA income tax.

If I don’t fly extra or fly at all my take home pay is around $5200/month.
Check on the 20th is $2300.
The check on the 8th is the remainder and any extras.

I have consistently made more than $5200. But my budget is banked on this.
VDAs are almost non existent for the first few months. I put VDA on my schedule on all of my days off and I’ve been called a grand total of 4 times. None of which worked out. Picked up an RSA and a VDA this month and was able to credit 109 hours. Seems things are starting to move for me now as far as overtime is concerned.

I think the trick is bidding for a large block of days off each month, and this will give you options as far legality and picking up to make more money.
I know you mean well by adding your input based on your pay, but net pay is nearly meaningless when trying to help someone figure out their pay.

Your personal tax situation is very specific to you, you don’t mention if you are contributing to CSPP (throwing money away if you’re not putting in 10%), are you contributing to your 401K, if so what %? Are you trying to max it out? Do you give to BPF? Other JB charities?

I can tell you that your net is more than mine, and I am well into year 2 pay.

What matters is gross. 88X75 = $6,600 per month. A tad more for per diem/SPS/NOR etc. That’s it. Net pay is on the end user to determine. Just my 2 centavos.
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