Can any 1st and 2nd year FOs tell me what I could expect to make (not including benefits)? What has been your monthly credit average and days off per month?

This information is literally everywhere in this forum. If you click more buttons than new thread, you'd find what you're looking for quickly.

$2765.47 net per month.

Of course this varies with your health insurance plan selection, 401(k) selection, disability selections, other insurance selections, etc etc. YMMV

Not trying to discredit, but to give OP an idea how useless this information is, my take home is typically at least 1k more than that as a second year FO.

It will vary wildly based on your benefits selections, where you live, bidding, and desire to work/not.

These threads don’t paint a very good picture of what you may or may not earn.

Yeah, that is not close to mine. And no, I am not going to post my personal income. I always find it kind of rude when people ask for that or for your W2. Pay-rates are all there in the APC profiles for you to puruse. Then take your own personal tax rates and deduct it from that amount. It is going to be different for everybody.

Bravo. That was the point of my post. Those numbers I pulled from my butt. Congrats on pointing out the incredibly obvious. Perhaps next time you’ll point out only the merely obvious. Or perhaps...you REALLY are “CAPT Slow”! And for gawd sake... per diem does NOT count as income. Subtract that out.

The answer you’re looking for isn’t the same for every pilot. I’m told 3500-4000 is easy on 2nd year pay. As others have mentioned it will depend on your deductions, and whether you’re a commuter as well. I’ve flown with FOs who credit 100 hours a month, which is about 4300 a month net after only taxes.

In my first year now. Since I figure all that you probably care about is what you get in your paycheck to pay your bills with here is my info. The end of month paycheck is always the same. For me it’s $1439. The mid-month pays all your extra hours and such and mine is usually $3,000 to $3,500 when I’m crediting 95-105 hours a month. As an LGA FO I can credit around 100 hours every month picking up time.

Days off have varied, depending on how much I want to work and how busy the schedule is, but in September I have 14 days off and October I have 16 days off, bidding min credit. I had min (12) days off through the summer months but I also left my bid open to whatever they wanted for credit. I credited 109 hours my first month including IOE, then over 100 for the rest of the summer months and now that things have slowed down I’m crediting about 86 this month and 78 in October. I’ll probably pick up some nice open time day trips with high credit since I live in domicile to get into the mid 80s.

Big caveat for my info is that I have other health insurance so I’m not having anything taken out for that. I am maximizing the matching on the 401K but that’s not much. Hope that helps.

Looks like i made the right move coming here! So excited!!

Check the trade board before you look in open time! When people pick up open time for straight pay we lose red flag leverage.