This can’t be good.
Doesn’t look like he read back the hold short clearance. Perhaps tower should have asked him to read back the gold short clearance. Not sure why the pilot argues that he read back cleared to cross?
Not the first time someone has crossed at that intersection without permission. Something more needs to be changed to prevent these types of incursions.
www.youtube.com/watch?v=oI2rJhdvguc