My advice is this: NEVER take financial advice from an airline pilot, unless you want to end up with a significantly smaller pile of chips than you already have... Real Estate, Optioneering, you name it, just nod and ignore.
Unfortunately, I learned the hard way.... twice...
Oh, and when on a layover and you want a sure-thing, don't waste your time and money trying to get the hottie, just go ugly early...
Murph