I agree with what rickair7777 & SkyHigh said. At 26, you got plenty of time to get your licenses, ratings and build your total flight time by going the way of an FBO. However, if you are looking to get your career started asap, I would suggest getting your PPL @ a local FBO and then check out ATP for the Airline Career Pilot Program.
This program will take you from your instrument to MEI-I in as little as 90 days. Afterwards, as in any employment situation, if you meet the minimal qualifications, you may be hired as a CFI for ATP. That's where the REAL learning takes place. You will have the opportunity to build your total flight time along with your multi-engine time. As rickair pointed out, multiengine time is one of the primary things that airlines look at. I would suggest taking a look at their website and other websites and do some comparative shopping. Btw, again, it will cost a small fortune....approx 45K.
I understand the family thing. My ex and I are getting back together and we have a 2yr old and want more children. I have decided to forego the pax market and concentrate my efforts toward cargo (Part 135, FedEx, or UPS), corporate aviation (Super King Air 200/300) or some mix thereof. Living here in Naples, FL, I made some huge contacts in the Part 135 & corporate world of aviation.
Hope this helps. Best wishes...blue skies.
atp