Any Thoughts?

Yeah, I'm ****ed that APA took away my industry leading short term disability for the simple reason that it was competing with plans the APA sells.

What the hell is a union doing selling insurance plans??

Well what did u vote? Aren't u a westie? If so yall voted yes by a large margin. Not that I care about east vs west crap as I dont, but I did get lectured in a west jumpseat about voting yes because of something USAPA . I yawned. Screw me both

But here we are- have to decide something. Is it worth the catch up sum from 55 plus a monthly for 80% of 20% ? I do know that I will buy something at 65 but not sure about this plan.

I am west.

I voted no, three times because it felt good.

A big problem with the west yes vote was misinformation that somehow voting yes to this gutted contract would hose usucka.

PHX union members have been management suckers for decades.

I'm convinced that pilots by and large are management and union suckers. F... anything APA makes a profit on. They have my dues to buy all the steak and wine they want.. and not one more nickel.

You fckin idiot, you would lose our std/ltd whether or not this contract passed.

F me for wanting to have a reasonable discussion.

They way PHX voted, you're right.

Thank you bobble-heads!!

AWA pilots, they never saw a management contract they didn't like....

If you are over 55:
A Member (excluding members recalled from furlough) who initially becomes eligible for coverage under the Plan after the Member has attained age 55 must pay contributions back to the date the Member attained age 55.

So you back-pay from your current age (if over 55) down to when you did turn 55.

As to the company's medical plan limit, I thought Obamacare got rid of plan/lifetime maximums.

Check out the Affordable Care Act, and call the Blue Cross/Blue Shield of Texas number on your insurance card to verify.

If this is so, you may want to consider additional disability or supplemental income insurance. APA's plan kicks you out after 5 years, you may want to look at something like Aflac.

Contact an insurance agent, let them look at the APA's offerings, and shop that against what the agent may come up with on the open market. Also, check resources like USAA and AARP for qualified persons.

I have several insurance plans through USAA, and while it's not the cheapest, from my experience it's been the best-est.