Quote:
Originally Posted by busdriver12
The reality is, I feel like I have great insurance, the consumer driven health care plans don't look like they'd save me much money, and it seems like it would be a hassle following it all up for what could be a negligible benefit.
And I guess I'm kind of lazy. If it ain't broke, don't fix it, in my opinion.
Someone correct me if I'm wrong (I'm sure someone will?) but I thought the contractual rework of ur insurance options were mutually agreed to by both ALPA and FDX BECAUSE our current buy-up plan would be subject to significant "Cadillac Plan" taxes. Thank you very much President Obama and your "Affordable Care Act."
If I recall correctly ... ALL HEALTHCARE COSTS (company paid premiums, employee paid premiums, vision and dental benefits) are lumped into a big bucket together. If the total of all the premiums is over $XYZ dollars, the amount over is subject to significant taxes!
As for my own personal healthcare, My wife and I have had hundreds of thousands of $$ in healthcare costs the past few years. I haven't yet reviewed all of the options in detail but I suspect I'll be better off paying the taxes for the buy-up plan.
This is important stuff ... Let the buyer be ware!