Yep, as a general rule of thumb, it's almost always better to go with the regular plan. There are a few exceptions, so you'd need to look into the details to determine if you are one of the exceptions.

And, as a general rule of thumb, it would be better that our pilot group pull itself up by its bootstraps and use our leverage to negotiate low or no-cost health insurance plans that fully cover the medical needs of ourselves and our families rather than relying on the kindheartedness of our corporate executives to get the job done. Depending on overlords to take care of a group of people hasn't seemed to work out well historically. Look at Venezuela and Cuba.

Are you talking about the same health insurance the C suits in HQ have ? Might I remind you that you are just a plumber/ cost unit. This place would not be in in business if not for the C suits . Grab your muffin from the hotel , shut your pie hole and get to work .

we get muffins?

It's a long story.

Maybe a NetJets guy can chime in, but I understand they have no-cost medical for them and the family.

I feel bad for our NC though. Unless they knock my socks off with what comes out in the first AIP/TA, I'm spring loaded to vote NO, and if UAL's rumored AIP is any indication, it'll be an easier NO than TA2.

Yes. Well not exactly, you need to steal them from the hotel :)


Ask someone about th muffin man, you will get the story.

I don’t see how anyone will vote yes on the first iteration compared to last time.

Yes, at NutJets there is excellent health coverage. 0.0% employee contribution, low copays and no deductibles out of pocket except for prescriptions, and that was very low. Coverage acceptance was never a problem but doctors did find ways to side bill you, but still it was really good coverage.
​​​​​​​I had 2 major rotator cuff surgeries and a cut achilles and they were, combined, under $700 out of pocket. It would be good for our NC to talk to them, maybe get some angles on it.

It was good coverage, but it was not no-cost -- it was no premium. I'm sure that's what you meant, but there were still deductibles and co-pays, which could be very significant if you wanted to see an out-of-network doctor. I'm on the Regular Plan at SWA now, and it's very comparable. Out-of-network coverage is actually better on the Regular Plan than it was with my Netjets plan.

I ended up signing up for one of the Choice Plans and am just now finding out the exclusions on the Regular Plan were really things that we weren't going to use anyways. I'll make some changes in November. Too bad those online seminars came after the signup deadline.