View Poll Results: Will you supplement LOL?

I am dropping STD/LTD altogether.

22.37%

I am adding STD only.

13.16%

I am adding LTD only.

14.47%

I am adding both STD and LTD.

50.00%

Voters: 76. You may not vote on this poll

SWAPA STD/LTD

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03-30-2024 | 04:43 AM

#21

Smooth at FL450

weekends off? Nope...

Joined: Apr 2014

Posts: 2,435

Likes: 168

Quote:

Originally Posted by RJSAviator76

But it can buy me a boat.
It can buy me a truck to pull it. It can buy me a Yeti 110 iced down with some Silver Bullets.
Yeah, and I know what they say, money can't buy everything...
Maybe so. But it can buy me a boat...

don't wait until you're disabled to buy that boat!

03-30-2024 | 05:37 AM

#22

flyguy81

Gets Weekends Off

Joined: Oct 2006

Posts: 3,695

Likes: 325

Quote:

Originally Posted by RJSAviator76

lol….i like that song. 😂

03-30-2024 | 02:04 PM

#23

Cyio

Gets Weekends Off

Joined: Mar 2017

Posts: 4,182

Likes: 162

Quote:

Originally Posted by Ski Bird

I dunno man, not sure if this is worthy of an eyeroll (or if it is ... I'm just as deserving of one).

I don't think I have ever called out from work because someone else in my household was sick.

Great, just know that you are choosing to put everyone you fly with at risk. The flu isn’t some mild cold or seasonal sniffle.

Im not someone afraid of germs but I have gotten sick from pilots that flew sick and had to burn my sick time to cover it. In my opinion that’s not fair and I choose to not bring to work potential sickness when I know someone at my home has a very contagious illness.

03-30-2024 | 03:16 PM

#24

ZapBrannigan

Thread Starter

Furloughed Again?!

Joined: Aug 2007

Posts: 4,950

Likes: 110

From: Boeing 737

I may be changing my vote.

Wife brought up a good point. If out for longer than six months we may need the additional money for medical treatments, travel, help around the house or in home medical care. Things I didn't think about at first.

Now leaning towards no STD, but LTD-B.

03-30-2024 | 07:51 PM

#25

PartlySunny

New Hire

Joined: Jun 2023

Posts: 8

Likes: 0

Quote:

Originally Posted by ZapBrannigan

There's the math for making your money back, but people usually leave out the part where you may actually need more money during that time than you need it while paying premiums. For me anything that can increase my income while I can't work is worth considering, I may not opt all the way for LTD-B but I will keep at least LTD-A.

03-31-2024 | 03:53 AM

#26

Cyio

Gets Weekends Off

Joined: Mar 2017

Posts: 4,182

Likes: 162

Quote:

Originally Posted by flyguy81

Avg 90/mo and prob block in the 60-70’s. Less with sick/vacation in those months.

Work your schedule with Elitt/TTGA and bid into storms for chaos pay, grab premium when you can and add 50% to your paycheck. Not for everyone but it’s not like I’m at work 6 days a week. Most I’ve blocked in the 12 mo lookback is 80 hrs. Some of the other guys here who know how to work the CBA can chime in on how much work they put into schedule manipulation to get the credit up. Way easy if you live in base. I sleep in my own bed 18-20 nights a month.

I need to meet one of these people to shed some light on it. I am just not seeing how to convert such low block to high credit lol. Perhaps seniority helps on this, actually I am sure it does.

03-31-2024 | 04:21 AM

#27

RJSAviator76

Gets Weekend Reserve

Joined: Jul 2007

Posts: 4,277

Likes: 274

From: B737CA

Quote:

Originally Posted by Cyio

I need to meet one of these people to shed some light on it. I am just not seeing how to convert such low block to high credit lol. Perhaps seniority helps on this, actually I am sure it does.

Flexibility is key to.... high credit with low block.

03-31-2024 | 05:35 AM

#28

flyguy81

Gets Weekends Off

Joined: Oct 2006

Posts: 3,695

Likes: 325

Quote:

Originally Posted by Cyio

I need to meet one of these people to shed some light on it. I am just not seeing how to convert such low block to high credit lol. Perhaps seniority helps on this, actually I am sure it does.

I’m as Junior as it gets. For Feb I bid rsv. Picked up a 3 day from TTGA to carry in to March for overlap so that’s 1 day OT. Lost 2 days off due to rsv block overlap from Jan/Feb. so went from 15 to 12 off. Unused for 3 rsv days. 20 nights in my bed, Blocked 66, credit 146. LCO on 2 trips that paid 27 tfp.

I usually pick up 2-4 days a month to get credit around 115-120. Scheduling does the rest. Too jr for premium so most of my adds are TTGA or easy low block HOT stuff bid straight….2 day with 1-2 legs day 1 and dhd back that pays 13 and blocks 3-6.

I try to keep block to around half of credit. I’ll pass on a 3 day that blocks 18 and pays 23 for one that blocks 14 and pays 21 with a dhd so I can add something else later.

03-31-2024 | 08:02 AM

#29

RJSAviator76

Gets Weekend Reserve

Joined: Jul 2007

Posts: 4,277

Likes: 274

From: B737CA

Quote:

Originally Posted by ZapBrannigan

This.... What if you're gorked out and need daily professional help? How much does that cost and does Regular Plan cover that? Everyone seems to think it'd be something silly like bang your head, FAA grounds you for 5 years and you get to retire early and working doing something else.... Sure, that can happen. But what if something worse happens to you?

I'm maxing it all out.