Also if I remember right (and I don’t know if anyone found the answer out) if you have a loss of liscense policy through alpa then you couldn’t collect on both (ltd and loss of liscense).


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Yes. We lost the arbitration that claimed offsetting the LTD against another form of disability payment was a reduction in benefits, since this wasn’t the case with a prior insurer.

Decision: The arbitrator held that the evidence was insufficient to demonstrate how Aetna would have interpreted and applied its plan document, and any improvement under the successor Principal plan did not serve to raise the "floor" for the level of benefits required to be provided under the 2010 CBA. As a result, the arbitrator denied ALPA's claim that any offset for other group disability benefits violated the CBA.

I’ll be honest and say you are more informed than I. I am just going of what was said at the road show when the question was asked. I have not read the actual policy. I do use roadshow answers as fact. It’s certainly possible that I misunderstood.

We did just get an email regarding a recent arbitration. I don’t know if was just regarding income from other insurance plans. It said if we had other income before the disability that it wouldn’t offset, but new income after the disability would offset. I certainly could’ve misunderstood that. I don’t know if they were referring to wages, investment income, 1099, or other insurance only. I’m thuroughly confused now.

All the better if we are never able to hold a medical again we can go get a job at Flight safety or Home Depot or be a realtor and not have our benefit reduced. That should be a must.

Now, getting that DC while on LTD, we need that!

I already know what I’m going to do if I can’t hold a medical and quality for LTD...

Yup, that’s right, I’m gonna do 2 chicks at once.

That’s what I thought..Does anyone know then if the company will then pay me back for all the premiums I’ve paid for my loss of of liscense policy from alpa throughout the last 15 (or so) years now that all that money I’ve spent is useless?


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That's now how insurance (which LTD is) works. You can pay your entire career and then stop paying when you turn 60, lose your medical and be on the street. It's not an account you're putting money into, it's constant insurance.

It's not useless, if you had lost your license in the past 15 years you were covered.

It wasn’t useless. The old provider didn’t offset. The new one does. This is why ALPA filed a grievance as a reduction in benefits.


And as someone who has had insurance with ALPA; they have been great in answering my questions and being knowledgeable about the products offered.

You'll need a million bucks to make that happen. Chicks dig dudes with money.

Frontier guy here.

Can someone please explain the 321 override to me please? I understand it depends on the number of 21s in the fleet and that number can and will change. What is the current %override from the rates posted in the airline profiles section of this site?

Thanks.

It varies slightly month to month and is published in the bid pack each month. It adds about $2/hr to the rates or gives you an extra hour or two of credit each month, however you want to look at it.