Originally Posted by BKbigfish (Post 3212883)

Agree 100% While we made improvements with CBA 2018, our LTD still has some gaping holes that need to be addressed in the next CBA. Future income offset being the most glaring weakness in the current plan. Another problem is your 60% is based off your prior year’s W2. If you took an EIL and go out on disability in 2021, your benefit will be based off your reduced 2020 income until age 65 (assuming you lose your medical). Take a 3 month FMLA leave to care for a child or sick family member and then go out on LTD the following year? Tough. You are now financially punished until retirement age. The LTD benefit should be based off your highest W2 of the last 3 years to account for any single year income dips.

Originally Posted by Voski (Post 3251396)

For those of you with families that maximize all benefits (diamond or POS-A health insurance, life insurance, LTD plus up, etc.), approximately what is your total paycheck deduction each pay period / month?

Originally Posted by NKSpilot (Post 3251402)

Google search why paying for life insurance through your job is a bad idea. Should be about 1,000,000,000 results.

Originally Posted by Qotsaautopilot (Post 3251435)

Yep, and looking outside your employer the ALPA policies are very good. My friend was a life broker right before he moved on the being a certified financial planner. He couldn’t touch the ALPA policies. He said I’d be silly not to buy one of them.

Originally Posted by Halon1211 (Post 3252779)

Anybody know if we get a special Costco member rate?

Originally Posted by Philknight (Post 3252839)

Perkspot says yes. Goldstar executive membership for $120.

Originally Posted by CincoDeMayo (Post 3252860)

Heck of a deal...


https://www.costco.com/join-costco.html

How do we manage to get these awesome insider discounts? haha