Retirement
 

If you get hired at UAL with less than ten years remaining before mandatory retirement, do you still get retiree travel, medical, etc? If so, what are the requirements? Thanks

Not that I know of. But, just because mandatory retirement is 65 now, doesn't mean it will be 65 in the future. Many expect it to change. Big question will be the ability to hold a medical. You might still get that shot at 10 years.

For Travel, it looks like you are eligible for retiree travel benefits at age 65 with a minimum of 5 years of service. (You would have to make it to age 65.)

Medical is harder for me to wrap my arms around.

Pre-Medicare, you would pay 80% of the total cost of coverage because your longevity would be less than 20 years on property. (I don’t have a guess on that number.) Right now with PPO, as an active employee, we pay 20% of the plan cost. So, four times that amount Pre-Medicare, in your situation.

Eligibility for After-Medicare.
When you are eligible, you would pay a monthly contribution for the cost of After-Medicare coverage. The monthly contribution is equal to the total projected cost of such After-Medicare coverage for the calendar year, per person, minus a company contribution equal to $XX per month per person covered. Right now that would be around $300 per person per month.

I’m not seeing any work longevity number that triggers eligibility for UAL Medical Retirement (After-Medicare) benefits. (5 years on the property; 10 years? I’m not seeing it defined.)

Hog

Dr Ansa Jordaan, ICAO Chief of Aviation Medical Section, has been silent on changing pilot retirement age. Her predecessor, Dr Anthony Evans, pushed extremely hard for raising pilot retirement age. He wanted to see it go to age 70.

Based on what I've read since the age change, the incapacitation data would make it very hard to raise the current retirement age.

Here's an old slide deck from Dr Evans; one of many that Evans gave on this subject: https://www.icao.int/NACC/Documents/...ICAO-Evans.pdf

You won't find any slide decks on briefings given by Dr Jordaan on this subject so I doubt there will be an ICAO push to change the age any time soon.

Thanks for the info!

I didn’t make the last part very clear. As it stands today, your cost would be around $300 per person per month after the company contribution.

Hog

Could you be a bit more specific on that? $300/mo/person for what, exactly?

Retirement now is basically quitting with a few benefits. Medical isn't great unless you get the full medical benefit. If I retire early I will tell them to keep their medical. Too expensive for the copay and premiums.

Not really. I’m nowhere near retirement. I just did a little digging in The Benefits Blue Book to see if I could find some answers for GrumpyA.

However, I’m guessing that it is some form of Medigap coverage. (Hopefully a fairly robust one, for that price.)

While I couldn’t find an eligibility age in the Blue Book, I did see where the Delta Contract Comparison 2018 has UAL listed as age 50+ with 10 years of service for post-Medicare coverage.

Hog

Thanks for your leg work, I appreciate it.