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Old 03-27-2019, 06:11 AM
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Default Health Care Plan

I was told the plan at United is BCBS..Can anyone shed some light on how much premiums run for a family? Dental? Vision?
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Old 03-27-2019, 09:30 AM
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Originally Posted by gollum View Post
I was told the plan at United is BCBS..Can anyone shed some light on how much premiums run for a family? Dental? Vision?

I have the Aetna Silver EPO family plan (there are multiple plans to choose from) that costs $262.54 after $96 in wellness credits (nonsmoker) for my wife and I.



Cigna Traditional Core/DPPO family dental plan is $28.91 per month.

Health coverage breakdown:

Cost Sharing
Under family cov, does individual ded apply, i.e., embedded? Yes
Annual deductible for an individual with family coverage $1,000
Coinsurance percentage 80% covered until out-of-pocket maximum is met; thereafter, 100% covered
Annual deductible $1,000 Individual; $2,000 Family
Under family cov, does individual OOP max apply? Yes
Annual OOP maximum for an individual with family coverage $3,000
Out-of-pocket maximum Medical: In Network - $3,000 Individual; $6,000 Family; includes copays; Prescription Drug: In Network - $4,900 Individual; $9,800 Family
Lifetime coverage limit Limit does not apply


Superior Vision family plan is $22.15 per month.
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Old 03-28-2019, 08:57 AM
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Originally Posted by JoePatroni View Post
I have the Aetna Silver EPO family plan (there are multiple plans to choose from) that costs $262.54 after $96 in wellness credits (nonsmoker) for my wife and I.



Cigna Traditional Core/DPPO family dental plan is $28.91 per month.

Health coverage breakdown:

Cost Sharing
Under family cov, does individual ded apply, i.e., embedded? Yes
Annual deductible for an individual with family coverage $1,000
Coinsurance percentage 80% covered until out-of-pocket maximum is met; thereafter, 100% covered
Annual deductible $1,000 Individual; $2,000 Family
Under family cov, does individual OOP max apply? Yes
Annual OOP maximum for an individual with family coverage $3,000
Out-of-pocket maximum Medical: In Network - $3,000 Individual; $6,000 Family; includes copays; Prescription Drug: In Network - $4,900 Individual; $9,800 Family
Lifetime coverage limit Limit does not apply


Superior Vision family plan is $22.15 per month.
Great info thank you.
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Old 03-28-2019, 07:12 PM
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It depends on your state of residence. Some places are BCBS. Some are Aetna. I only know this because I've moved several times.
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Old 03-28-2019, 07:13 PM
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It depends on your state of residence. Some places are BCBS. Some are Aetna. I only know this because I've moved several times. There are even some regional hmo options I think.
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Old 05-04-2019, 12:31 PM
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Is there a time requirement before you are eligible for coverage after date of hire or is it available immediately?
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Old 05-04-2019, 01:08 PM
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Originally Posted by gollum View Post
Is there a time requirement before you are eligible for coverage after date of hire or is it available immediately?
immediately
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