Tricare supplemental
10-24-2019, 11:04 AM
#1
Gets Weekends Off
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Joined APC: Aug 2011
Posts: 170
Tricare supplemental
Would appreciate some help on this.
Looking over my wife's bennies, and I see UA offers a tricare supplemental health plan. The notes say its for retired servicemembers on Tricare. We are currently on Tricare reserve select(TRS), since I'm still in. Does this supplemental plan work with TRS or it just for for retire plan?
TIA!
Looking over my wife's bennies, and I see UA offers a tricare supplemental health plan. The notes say its for retired servicemembers on Tricare. We are currently on Tricare reserve select(TRS), since I'm still in. Does this supplemental plan work with TRS or it just for for retire plan?
TIA!
10-24-2019, 11:22 AM
#2
Banned
Joined APC: Mar 2013
Posts: 384
Originally Posted by waterboy
Would appreciate some help on this.
Looking over my wife's bennies, and I see UA offers a tricare supplemental health plan. The notes say its for retired servicemembers on Tricare. We are currently on Tricare reserve select(TRS), since I'm still in. Does this supplemental plan work with TRS or it just for for retire plan?
TIA!
Looking over my wife's bennies, and I see UA offers a tricare supplemental health plan. The notes say its for retired servicemembers on Tricare. We are currently on Tricare reserve select(TRS), since I'm still in. Does this supplemental plan work with TRS or it just for for retire plan?
TIA!
10-24-2019, 11:45 AM
#3
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Joined APC: Jun 2015
Posts: 34
Not sure a supplement saves that much. $3000 is the max annual out of pocket for tricare. As far as I can tell, supplements cover the out of pocket. If the supplemental premium is $140 per month with a 300/600 deductible, that would yield a family annual cost of $2280 (140x12 + 600). By my math you only come out ahead if your medical costs uncovered by Tricare exceed $2280, and the insurance only protects you for the last $720 until you hit the Tricare max out of pocket of $3000.
Anyone see it differently?
Anyone see it differently?
10-24-2019, 07:43 PM
#7
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Joined APC: Mar 2013
Posts: 384
Originally Posted by jumping ship
Not sure a supplement saves that much. $3000 is the max annual out of pocket for tricare. As far as I can tell, supplements cover the out of pocket. If the supplemental premium is $140 per month with a 300/600 deductible, that would yield a family annual cost of $2280 (140x12 + 600). By my math you only come out ahead if your medical costs uncovered by Tricare exceed $2280, and the insurance only protects you for the last $720 until you hit the Tricare max out of pocket of $3000.
Anyone see it differently?
Anyone see it differently?
10-24-2019, 08:31 PM
#9
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Joined APC: Mar 2013
Posts: 384
Originally Posted by jumping ship
Family of five, age 49, its 140-160 with MOAA and 165 with Selman for Tricare Select
I did an estimate for TRS supplement on their website 5 min ago for a family of 5 and it was only $35.
10-25-2019, 03:31 AM
#10
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Joined APC: Dec 2009
Position: Narrow/Left Wide/Right
Posts: 3,655
Originally Posted by gollum
MOAA Tricare supplement for reserve select is only $21 ish a month so much less.
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