Gotta go with ^^^ and stay put. Sounds like a good gig.
Yep, you could make widebody Capt at FedEx by 45 and have 15 yrs of widebody pay. But you'd find life would become a little more difficult with the commute from NorCal. Guys commute from norcal all the time so it's doable, it's just not easy. Family comes into play also.