Originally Posted by
rickair7777
Yes, I think you can use some and transfer the rest to your kid(s) who then have no time limit.
Actually, you CAN use some of it and the rest can be transferred to your children(as long as they have been listed on the transfer of eligibility form prior to your retirement.) but they can only use the benefit until they turn 26 yrs old. So if your child is 16 then effectively they only have 10 yrs.
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