I think the economic climate we live in now is a dangerous hangover from the type of attitude you're exhibiting, Wingtips. Yeah, take a job at GIA that may or may not pay you enough to live on, then on top of it all go into debt. Hope you don't need to get a car loan, mortgage, or anything requiring a credit check anytime before you make it to a 'major'. Or better yet, declare bankruptcy to discharge the obligation....after all management should admire that ingenuity, it's right out of their playbook!

bgmann from his/her statements knows much more about this than I do, so like they said this situation may be moot as what I described may be totally inaccurate/impossible.