The point is that although a type rating is an excellent rating to have, it may be wise not to spend your own money on this. These airlines should be paying for your training, and not you paying for it. When you continue to spend on training that could easily be paid for by the airline, then you are throughing your earnings right out the window.
I don't discourage anyone from obtaining a type rating per say, but this idea of pilots spending their own money to fly is rediculous. Ay some point we should all realize that we have done our share, and now it is the airline's turn.