Regional minimums are already low. Too low, many would say. Is the possibility of getting to that regional with "little to no hours" worth the $12,745/semester cost of attending ERAU? Not in the least. Sure, you may be able to shave 8-10 months off your time spent flight instructing, but you'll be paying off those student loans for decades. You're making a wise decision. The state university system of Florida is extremely inexpensive (around $1600/semester), and UF is one of the nation's premier universities, public or private.

As someone who's attended all three universities in question (ERAU, FSU, and UF), I think you'll find the atmosphere of the public schools much more enjoyable in terms of diversity of the student body, an actual "collegiate feel," a nationally-renowned athletic tradition, and a better-than-50/50 male/female ratio.

A word of warning, however: you've been babied in that silly-ass aero sci program--be prepared for genuine collegiate academics in either the UF or FSU business programs. The pride in accomplishment is worth it, rather than having your grades given to to you.