Originally Posted by
pokey9554
Too many people are living on credit. They have backed themselves into a corner and are slaves to their employer. I enjoy hearing, "this is 'Murica and I'm gonna be happy", while they work for subpar wages to spend a lifetime making the minimum payments on their credit cards.
I really strive to not use any credit cards. I have 1 that came with opening a Bank Of America account in college but RARELY use it. Cash, or we don't need it. Now that does exclude our soon to be mortgage and 1 car payment for the misses. I still drive my beater from high school, works like a charm.