Zero credit card debt here- it's only for hotels and rental cars and I pay it off in a few days. Why give your money away. As far as this mass walkout is concerned it's fun to dream, but it's not even remotely practical. If you look at walkouts in other countries, Britain had a truck driver walkout a few years ago and they do occur here and there in the world, but things have to be just about unworkable due to gas prices or something like that for a mass organized walkout. Chronically low wages are not enough, there needs to be crisis event.