On question 23, I answered that I expected to retire at 65, even though my goal is somewhere between 57 and 60. I do strongly believe that despite the "takin it back" campaign, we will all lack the ability to retire at 60. I think it is the pandora's box and ALPA is being led right into it.

First, for those with a defined benefit plan, we will see efforts of management even at Healthy companies to "buy us out" for pennies on the dollar using scare tactics of insolvency. Using the "well, age 60 is a thing of the past" methodology, they will convince us that "A-funds" are a thing of the past as well, first the A-fund will go, then we'll lose the tax exemption of our stepped up B-funds that we negotiated to make up for the loss of A-funds.

We'll be forced to work past 60 with no extra years of service multiplier. We will pay exorbitant fees for loss of license and disability insurance for the guys that either can't or "won't" fly to 65 because of the medical conditions they have been nursing. Finally we'll all save our companies millions in retirement funding as we will have increased mortality rates from flying that long.

Finally, after 60, the guys that are motivated to keep doing this job, usually have an agenda. Most are doing this because their personal and financial lives are deficient. These guys are a crm problem as well.

This isn't personal, this is business, and this age 60 thing is VERY bad business for me.