Maybe it's just me but when I retired I refused to claim any disability at all. As a matter of fact I skipped those sessions in TAP. I think it's a total sham that so many are clawing to get it for the extra $$. Some things happen when you get old: hearing goes, vision goes, backs get bad. I refuse to blame the military for any of that just so I can get the bucks. I'll let people who really are disabled get their share.