"They only had 9-10 years FedeX longevity, so they went to the back seat to keep getting another 2% per year...............wouldn't you do that?"

Ever hear of the law of diminishing returns? What good is getting an extra 2% per year retirement if doing so takes years off the very life you hope to retire to? So my answer is.. No, I wouldn't do that. Better yet, I wouldn't do that to my family. I think they would rather have me around a little longer even if it was with the 2% per year less. Next question..