Ah, some sense. I've read these forums and I see a lot of people looking for the quickest way to an airline. I understand there are monetary concerns, but why not just enjoy the adventure as you're working your way up? Disliking your job is much more depressing than being in debt. Something about driving a regional jet from point A to B to A to B to A just doesn't sit well with me.

Back to the original poster... do what works for you. The reasons there are FBOs and places like ATP is because different stuff works for different people. Personally, I find the more strict and competetive training atmosphere helps my learning curve. It's going to take a lot of research on your behalf. Once you chose, go balls to the wall and don't stop until you're finished. Breaks are flight training killers.

Good luck.