Wow that is awful!! Twice as bad as Envoy easy!
$647 a month for a family plan? So a new hire with family basically is going to bring home around $1200/mo after it is all said and done. Unlivable for someone without a sugar momma or a mommy and daddy that still bail them out.
No vision? For pilots? That is a cheap thing kinda dumb to exclude for PILOTS! The deductibles are way too high. What are office copays?