First,
I haven't watched the video. As I understand it, one of the things it discusses is the new options we have for coverage. Whether we pass this TA or not, I would expect these to still be available in TA2.

Buy up plan is still an option, so don't have to change coverage unless you want to.

If you're moderately healthy, company will bribe you into a "cheaper" version by inputting money into an HSA that will go towards your annual deductible. EG-instead of the simple 20$ copay, you pay a percentage of the Dr's bill up to a certain value. If you never see the Dr, then HSA rolls over into the next year and it's yours forever. (Downside is that FedEx pays 4% on it vice rolling the dice, but upside is FedEx pays 4% so you know what to expect for future planning)