Originally Posted by
ZapBrannigan
Not true. Whole family is covered on day one.
COBRA by the way can be purchased retroactively. I/E if the kid breaks his arm, you can apply for Cobra THEN. So you don't need to pay for it unless you need it.
There is a time window after separation though to where you have to take the coverage which is 60 days from the event leading to your COBRA eligibility.