I personally don't care much about the percentage. It's one thing if the percentage is of a large number, but if the percentage is high, yet of a small number, who cares? ie, I've talked to people who were screaming about a 100% increase in health care premium costs, when their $20 monthly cost was increased to $40. Yeah, okay, so whatever.

I don't see that the cost of the buy up plan increases significantly. However, the unknown cost of the Cadillac tax, is concerning. So we get a worse plan, but they reimburse us in way such as increased pay (which for some, is taxed at 45% or greater?). Lovely. I don't see any purpose in participating in the consumer driven plans, unless there is alternate insurance. However, I do wonder if this is setting us up for that becoming the only option.