Originally Posted by
Bennies
A few questions for everyone...... I start next month and I'm trying to get a bit of info.
My situation is I'm married with three kids. I'm leading towards the regular plan discussed previously. Is this plan a PPO or an indemnity plan?
I was also under the impression that with Obama care now all wellness checks must be covered at 100%. Is there some special circumstance that does not apply with this plan? I am also asuming no co pays for sick visits or ER visits would that be correct? Over all sounds like a good plan... Right now I'm on a 90/10 plan but paying 400$ a month. Thanks for the info...
I'm married with 2 kids and we use the Regular Plan and have been very happy with it. It is a PPO plan with a $0 monthly premium and very low individual and family deductibles and out of pocket maximums.
The Regular Plan is considered a 'grandfathered plan' as far as the Affordable Care Act is concerned so all of the new provisions are not required, such as preventable care and wellness checks which are not covered. There are no co-pays for any covered services. All sick visits and ER visits are indeed covered.