Originally Posted by Spookywatcher

Ok I think I've got it. Example?

My son gets sick and I want to take him to his Primary Care Phys.
For the sake of example:

Doctor visit is $500.
I'd have to pay $200 (deductible) + 20% of $500 ($100) = $300 for his doctor visit.

Same for second Doctor visit we'd pay $300 if Doctor bill was $500?

Then if he has 10 of these visits in a year after $2500 we would not have to pay anything more. And if I have to go to Doctor I wouldn't have to pay anything?

Do I have that right? Very sorry...these terms and nuances are just not something I understand.

Spooky