Originally Posted by
ncflyer704
Can anyone talk about the cost/benefit of STD/LTD/LOL through SWAPA and the cost of the Tricare Supplement?
STD is called Pilot Mutual Aid here, cost is $16 per paycheck, pays out tax free up to $6k per month after 31 days or exhaustion of sick leave until 18 months of disability.
LTD costs around $120 per month after 12 months of employment, pays out up to $12.5k per month tax free from 18 months of disability until age 65. Eligible after 12 months of employment.
LOL is paid by the company or you can elect a tax free option and pay taxes now on the imputed income of the plan so the payouts later are tax free. Pays up to $11.5k per month from 6 months after disability for up to 60 months. Eligible after 12 months of employment.
Sorry, can't help with TRICARE supplement costs.